Wimberly Agency is an independent insurance provider in Ringgold, LA. Our insurance company partners with over 50 personal and commercial lines companies to offer our clients programs tailored to their needs. From clients with one personal auto policy to commercial clients with multiple locations and hundreds of employees, we strive to help every client understand and implement their insurance needs. Our insurance agency provides home insurance, auto insurance, boat insurance, life insurance, health insurance, renters insurance, & much more! Offering our clientele the best insurance value and providing competitive pricing and coverage is paramount. Contact one of our Ringgold insurance agents to get an insurance quote on your next policy!
Without adequate insurance coverage for your vehicle, you could find yourself financially responsible for damage to property and injuries to other individuals. This is why working with a reputable auto insurance company to get the proper level of coverage at an affordable price is so important. The Wimberly Agency is here to offer you the assistance you need to make the right choices for you and your family.
Boat Insurance
Boat and Watercraft insurance coverage that protects you, your friends and family, your boat, your PWC, and your boating gear for an entire year. Our unique Boat and Watercraft Insurance protects your boat not only when it is in the water, but when it is on land too.
Mobile Home Insurance
Mobile home insurance is similar to homeowner insurance, but it is specialized form of coverage designed for factory built homes. Like homeowners insurance, it can cover the dwelling, personal property, liability, and additions to the mobile home. Unlike homeowners insurance, mobile home coverage can help protect against depreciation with replacement cost coverage, giving you the money you need to replace what is damaged versus what it is worth.
Renters insurance protects your personal belongings and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home. When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged.
Home Insurance
Pays for additional living expenses if your home is too damaged to live in during repairs. Most standard home insurance coverage pays 10 to 20 percent of the amount of your dwelling coverage.
Life insurance and related products allow us to make decisions today that will assure us that we reach the goals that we set for tomorrow.
Health Insurance
With the high cost of living, it has become increasingly important to consider life and health insurance in planning for the future. Decisions made today can dramatically affect not only the future of those we love but also our ability to spend our future years in comfort and dignity.
Workers' compensation insurance typically only covers injuries or illnesses when they occur because of duties performed on the job or while at work. Examples of injuries that may be covered by workers' comp include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
Commercial Liability Insurance
Commercial Umbrella - Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways...
Professional Liability Insurance
E&O or Professional Liability - Errors and Omissions Insurance or Professional Liability Insurance covers your professional mistakes (errors) and the things you overlook (omissions). If you're company is sued over a professional mistake or oversight, this policy can help you pay for legal expenses.
Builders Risk Insurance
Builders Risk - Insurance coverage for a building where the building or insured area is presently being constructed. It can cover just the structure, or also the materials on site waiting to be installed or transported to the job site.
Annuities are a great financial product that is designed to grow funds from an initial investment and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.
Liability Insurance
Personal umbrella policies are a type of insurance that provides liability coverage above your automobile or homeowners policy. So, if your liability coverage isn't enough to pay for the damages of an accident or a visitor's injuries on your property, an umbrella insurance policy picks up where your underlying policy's coverage left off.