Home Insurance Direct

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Insurance, Auto Insurance, Business & Commercial Insurance

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12 Years

in Business

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Business

(760) 341-2007Call Visit WebsiteVisit Website Map & DirectionsDirections74133 El Paseo Ste 8Palm Desert, CA 92260 Write a ReviewWrite Review

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South Palm Desert

AKA

Home Insurance Direct Insurance Services, Inc.

Direct Home Insurance

Other Link

http://www.homeinsurancedirect.com

Categories

Insurance, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (760) 341-2007

Address: 74133 El Paseo Ste 8, Palm Desert, CA 92260

Website: http://www.homeinsurancedirect.com

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Home Insurance Direct

Auto Insurance
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Motorcycle Insurance

Renters Insurance
This provides coverage for the theft of personal items in your car. However, if you have homeowners or renters insurance, you may be covered for items stolen from the car, minus your deductible. You need to have receipts or other proof of ownership. This type of insurance usually costs about $1.25 per day. Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually.
Home Insurance
Home Insurance Direct is a leader in providing quality protection for hundreds of individuals, families and businesses throughout our state. Providing superior customer service and low rates along with our ability to understand our customerâ€™s coverage needs drives the success of our agency.

Health and Life

Life Insurance
Accelerated Benefits Rider: An adjustment (rider) to a life insurance policy that allows for the early payment of some portion of the policy's face amount should the insured suffer from a terminal illness or injury.
Health Insurance
This provides coverage to you and your passengers for medical/ambulance bills. This type of insurance, usually costs about $3 per day, but may be unnecessary if you are covered by health insurance or have adequate medical coverage under your auto policy.
Disability Insurance
A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Business Insurance
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Workers Compensation Insurance
Bodily Injury by Accident Limit: The most an insurer will pay under Part Two of a Workers' Compensation Policy for claims arising out of any one accident, regardless of how many employee claims arise out of the accident
Professional Liability Insurance
Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or businessowners policy. This protects them against financial losses from lawsuits filed against them by their clients.

Liability Insurance
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Natural Disaster

Flood Insurance
National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities

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