Berlin & Denys Insurance - Florida Blue

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Agriculture Insurance, Business & Commercial Insurance, Insurance

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(800) 946-3303Call Visit WebsiteVisit Website Map & DirectionsDirections780 W Granada Blvd Ste 109Ormond Beach, FL 32174 Write a ReviewWrite Review

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Email: Email Business
Extra Phones: Phone: (386) 615-0970
Services/Products: Health Insurance, Life Insurance, Homeowners and Auto Insurance.
Brands: Blue Cross Blue Shield
Other Link: http://www.berlindenys.com
Categories: Agriculture Insurance, Business & Commercial Insurance, Insurance

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11/10/2012

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Phone: (800) 946-3303

Address: 780 W Granada Blvd Ste 109, Ormond Beach, FL 32174

Website: http://www.berlindenys.com

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Berlin & Denys Insurance - Florida Blue

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Renters Insurance
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Home Insurance
Did you notice your homeowners insurance going up this year? If so, you aren’t the only one: far from it. As you may or may not know, Florida’s property insurance market is in a crisis. Over the last 3 years, the average cost for insurance has increased from $1,989 to $3,585, which is a 55% increase. Furthermore, many insurance companies have either gone out of business, pulled out of Florida, or restricted the types of homes they are willing to insure. What’s causing this market turbulence? A few things, it turns out.
Landlord Insurance

Health and Life

Life Insurance
If you want to get the best options when it comes to life insurance policies, you should first look for good agents that can work with you to seek the policies that can give you much comfort and safety when it comes to the stipulations and tenets within the document.
Health Insurance
Accident insurance is insurance that pays you when certain covered ‘accidents’ occur. An accident policy operates independently of your health insurance; meaning that even if your health insurance covers something, you can still receive a payout for it from your accident policy. Often though, the accident payout helps with expenses that health insurance doesn’t fully cover, such as your deductible. Accident policies will payout for a multitude of different causes: Burns, ICU confinement, dislocation, torn rotator cuffs, concussions, hospital admissions, to name just a few. Accident policies also include a “wellness benefit” of $75 for simply completing a yearly physical. That is $75 paid to you for just going to your yearly physical!
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Annuities
Liability Insurance
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Natural Disaster

Flood Insurance
When was the last time you reviewed your homeowners insurance? In advance of a hurricane, it is important to know exactly what is covered under your policy, and what is not. Most notably, many people are surprised to learn that homeowners insurance usually does not provide coverage for floods. We’ve all heard the saying that just one inch of flood water in your home can cause $25,000 in damages. You should seriously consider purchasing a separate flood insurance policy to protect your home and your belongings.

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