Fred Loya Insurance

Very dishonest and unethical business. Do not insured here, they will not help you. Do not get repairs based on their own partnered body shops, they will not repair or even check everything. They will only do the bare minimum. My bumper was hit and they only wanted to pay for the paint and there's a dent in there. No where on the quote did it ever say any labor fees so they will not pay for the body shop's labor and time, only for the bare minimum for the MATERIAL you need. So if there's a huge ass dent on your car, they will only paint over it and not fix it. They will also pretty much just send you a check and say "Hey! this is all you need, here's $300 to fix your dented bumper with the paint all scratched up. Oh shoot, no way $270 was for the paint and $160 in labor? Let me send an investigator and delay and have this checked in. In the meanwhile, please cover the cost because our own stupdi ass driver rear ended you in traffic because she was texting. Oh shoot, you needed more money for the repairs? Sorry our investigator said it wasn't needed! Oh well! Your lost"

1. NEVER GET A QUOTE OR GO TO ANY OF THEIR AFFILIATED BODY SHOPS
2. JUST DEAL WITH YOUR OWN INSURANCE AND GO TO YOUR OWN CERTIFIED BODY SHOP.
3. THE FAT GUY WHO TOOK PICTURES OF MY CAR WHO SAT IN THE OFFICE ALL DAY DEALING WITH PHONES WAS SUPPOSEDLY THEIR "INSPECTION" GUY. NOT CERTIFIED AT ALL TO DO ANY KINDS OF INSPECTIONS LET ALONE JUDGE THE DAMAGE ON MY CAR. ALL HE DID WAS TAKE PICTURES OF THE PAINT SCUFFS, IGNORED THE DENT WHEN I TOLD HIM, AND JUST TOOK LIKE 3 PICTURES.

TOO LONG TO READ:
LOOK AT GOOGLE REVIEWS ABOUT THIS HORRIBLE BUSINESS, AVERAGE RATING IS PRETTY MUCH 1-1.5 ON EVERY SINGLE FRED LOYAL BUSINESS. STAY AWAY.