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05/21/2015
By: Northern S.
Northern States Mortgage
"I recently had a bad experience while trying to get approved for a mortgage. I have a friend that gave me Scott's information. I'm so glad he did! I called and spoke with Scott, he took care of each of my concerns and gave me realalistic expectations of what was to happen. I want to be very clear, he was excellent in each set of the entire process. He answered all of my questions and explained them until I was comfortable/understood what needed to be done etc... I would tell everyone to contact Scott for all of their mortgage need! My wife and I are 100% happy with our experience. Thank you Scott! " - Doug M. Meridian PA
07/20/2016
By: David S.
Allstate Insurance Agent: James F Blew
We are very satisfied with the service we receive from Jim and his staff. He is very knowledgeable and informed us of special programs to save us money. Jim really helped with our teenage drivers. Towing claim was paid quickly. We also have our homeowners and umbrella coverage with Jim. We trust and highly recommend the James Blew Agency!!
05/21/2015
By: Marrisa B.
Northern States Mortgage
I recently bought my first home with amazing help from Northern States! They were quick and efficient and always there when I needed them to be. On top of that, they were able to have us close two weeks earlier than expected on our home! I assure you, I am telling everyone I know that Northern States Mortgage is the way to go.
05/21/2015
By: Becky B.
Northern States Mortgage
They helped me from beginning to end and we closed on our first beautiful house and become homeowners! There were many obstacles that came along the way, but they helped me get through and overcome them and made the loan happen!!! They never gave up! I highly recommend them to anyone!!!!
05/21/2015
By: Heather C.
Northern States Mortgage
Scott was very professional and helpful in the whole lending process. Scott went above and beyond what other lenders would do. I highly recommend Scott and Northern States Mortgage.
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01/04/2016
By: Kevin S.
Northwest Consumer Discount Company
Northwest Consumer Discount has saved me from going bankrupt. They have good rates and now I can afford to live a little!! Thank you Northwest in Zelienople!!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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