State Farm Insurance Agent Locations & Hours Near Wilmington, DE - YP.com
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10/23/2017
By: Rita C.
Williams Insurance
Poor customer service. They think that returning calls and emails after three days is appropriate!!!
10/23/2017
By: Rita C.
Lyons Companies
This is a very frustrating company to deal with. Whenever my agent is out of the office for the day, week, etc., no one else in the office can answer my questions! There's no team work there! The agents are slow to return emails and phone calls as well.
08/07/2017
By: Leslie T.
Endurance Home Warranty
I filed a claim for my stove and Endurance Home Warranty really helped me. They found a contractor for me as soon as possible and an appointment was scheduled. The technician saw that the stove needed a lot of repairs and it was not worth the cost of repairs as purchasing a new one would be more cost effective. I spoke with the claims manager at Endurance and they reimbursed me towards a replacement stove. I received my reimbursement check yesterday and I am really happy with how my claim was handled.
08/07/2017
By: Joseph B.
Endurance Home Warranty
Highly recommend Endurance Home Warranty. I have had nothing but positive experiences with them. This is my third year renewing my warranty and I could not be happier. Each claim filed throughout the years resulted in resolutions and positive experiences.
08/07/2017
By: Kelly S.
Endurance Home Warranty
A roofer was dispatched to my home who assessed the damages. He called endurance home warranty while at my home and obtained approval to proceed with repairs. The roofer came back an hour later with the necessary supplies and parts and repaired the small leak we had. I was very impressed with how quickly my claim and services were handled.
08/07/2017
By: Juan G.
Endurance Home Warranty
Last week I filed a claim for my dryer. A specialist arrived a few days later and explained what happened. He said that a part has to be replaced in order for it to dry the clothing. He called Endurance Home at my house and gave them the diagnosis and at the same time got approval for the repairs. They ended up covering the cost of the part for the repairs. The contractor came again this morning and replaced the part. The dryer works perfectly now.
08/07/2017
By: Jane C.
Endurance Home Warranty
I submitted a claim by email to endurance home warranty. A technician called to schedule an appointment within 48 hours of filing my garage door claim. The garage door was repaired on the same day the technician came out. The service has been splendid so far.
08/07/2017
By: Barry H.
Endurance Home Warranty
I called in my claim for my ceiling fan last Monday, and the repairs were done by Wednesday. The service provider came out as early as possible to repair my issue. Overall I feel that endurance home warranty handled my claim as well as they could. I understand that the schedule of the contractor is out of their hands even though I wished it was done earlier. Overall I am satisfied with my service and will consider renewing with them in the next few months.
08/07/2017
By: Albert C.
Endurance Home Warranty
I received my reimbursement check today from endurance home warranty for my pool pump. My claim was properly handled and an approval amount was fair in my opinion. Thank you
08/07/2017
By: Laurn W.
Endurance Home Warranty
I filed a claim with Endurance Home for the dishwasher. A repairman was sent to my house to repair the dishwasher for me. The repairman was professional, on time, and experienced.
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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