Key Auto Insurance in Wichita, KS with Reviews -
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By: S M.
Gary Tomes Agency
Gary did an outstanding job helping us with our insurance needs and addressing our concerns. Great job!
By: Miquel R.
Gary Tomes Agency
Gary did a fantastic job with our insurance. He made the switch extremely easy and saved us a ton on our insurance.
By: Doug G.
Auto Acceptance Insurance
I've been going there for as long as they've been open. Probably almost twenty years. Never a problem or a wrong attitude from them ever. They have always treated me with dignity and respect. I just smile and act friendly and they give the same back. I don't go around expecting to be pampered everywhere I go either, so there's that too. They are very busy all the time and do a great job under those circumstances. Good people.
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By: Mona M.
Auto Acceptance Insurance
Good Rates,yes ....but the energy in the room....ugggghh! I went in happy-go-lucky came out depressed ������������ They don't smile, hardly any eye/verbal contact, short blunt answers, eye are a number to them a void in their day. Next month I'm going to Douglas and West hopefully the energy is better �������� #YouWontRuinMyPeace
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By: boatscrews
Insurance Partners of Kansas
We Know all forms of Insurance, the best companies with best coverages and prices. Give a call now for a quick quote.
By: Jacob R.
American Family Insurance - John Rouse Agency
John and his staff are Very Helpful and always go the extra mile! Best agent and great insurance product to match! Has helped me through many seasons of life and many claims situations. The best!
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By: Brenda Y.
Robert Bunting
Much too angry to say anything civil about or to this agency. Kept premium payment even though he was advised I switched companies. As an insurance agent, he knew paying 2 insurance companies from my escrow account would create a HUGE shortage in my escrow account, resulting in a HUGE increase in my monthly mortgage payment......which it had. I first notified him on July 7th that I switched companies and asked that money be returned after finding out that payment to Farmers had been made on July 2nd. According to insurance agent friends, money should have been returned within 2 weeks so that I could return it to my escrow account. Been over 2 months and mortgage payment has now been increased by nearly $200 monthly because of escrow shortage created by him keeping premium increase which I can't afford with other increased expenses. Bet if I wasn't a widow, money would have been returned. Another insurance agent has advised me to contact insurance commissioner.
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By: Dennis M.
Auto Acceptance Insurance
Cheap minimum requirement liability insurance to keep you legal. Have been using them for about seven years: WAY cheaper than my "big name" insurance,and my agent was a friend who actually "fudged" some discounts for me. Brian has always been straightforward and square with me. If you want someone to kiss your ass,there are plenty of agents willing to do it elsewhere---for a price.
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By: Cael A.
Farmers Insurance - Dale Headley
Outstanding agent, office, staff. Thanks for all you do! Great job of helping me understand what's important and getting a policy that fits my needs.
By: John D.
Farmers Insurance - Dale Headley
Best agent I've worked with. Very good at explaining coverage and options. I like being able to contact him direct via txt, email, phone call or stopping in the office.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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