Geico Insurance Locations & Hours Near West Monroe, LA -
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By: Keith B.
The Kirksey Agency, Inc.
The Kirksey Agency is the insurance agency that you want to do business with. It is great having people you can trust.
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By: Colleen B.
The Kirksey Agency, Inc.
What is really great about being a customer of The Kirksey Agency is that I really trust the team here.
By: mikeengland
State Farm Insurance
These people are stalkers they call and call mail and mail.....They will not leave you alone.Do you really need this?
By: Hannah S.
The Kirksey Agency, Inc.
The people from The Kirksey Agency all supply wonderful customer service. I recommend them all the time.
By: Martin P.
The Kirksey Agency, Inc.
I would recommend others to work with The Kirksey Agency because everyone who works here are all very nice and trustworthy.
By: Emma C.
The Kirksey Agency, Inc.
The Kirksey Agency Inc is by far one of the very few insurance company's that I completely trust. They are some of the best people by far.
By: Donna B.
The Kirksey Agency, Inc.
I really enjoy how the people I work with at The Kirksey Agency are always updating me with new discounts and coverage deals they have available.
By: Teddy B.
The Kirksey Agency, Inc.
The customer service that is served by the team at The Kirksey Agency is wonderful. I could not thank them enough for all they have done.
By: Betsy S.
The Kirksey Agency, Inc.
I have been a client at The Kirksey Agency for around four years now. The team there is always very clear with any answers that they give me and make sure I am very aware of new information.
By: Elliot P.
The Kirksey Agency, Inc.
There is nothing that I can think of that The Kirksey Agency, Inc. could possibly do to improve their services. They are all such great people and I am very satisfied doing business with them.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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