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07/05/2012
By: jahill
Nick Shelly - State Farm Insurance Agent
Always takes the time to talk with you and actually listens to you! Charlie took the time to sit down with me and review all of my policies, and then understand my specific situation before he offered a solution. The solution was customized specifically to my situation,and it meant a lot to me that he wanted to do what was right for me.Thanks Charlie!!!!
02/23/2017
By: glwest
Nick Shelly - State Farm Insurance Agent
Charlie and his team are always ready to go the extra mile for you and are always looking out for you. When trouble hits Charlie will be there for you, and you are not just a number in some call center. Thank you so much for all you do for my family, and for our community. Thank You, George West
07/05/2012
By: jcalexander
Nick Shelly - State Farm Insurance Agent
Charlie and his team are great to work with. Any time we have a question they take care of us with a quick response and a smile. They sincerely care about you and are dedicated to helping to protect my family. I give them an enthusiastic two thumbs up!!
07/25/2013
By: isalassiei
Hoffmans Serfood
First Class Service and Quality Seafood!! Buy with Confidence!! J. ALLEN
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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