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04/08/2015
By: Jenna T.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie Polk always has her clients' best interests in mind. Being a local agency she knows the community and takes pride in helping local businesses. I definitely recommend her for commercial insurance.
10/15/2014
By: Brayden C.
Carrie Polk Insurance Inc - Nationwide Insurance
I highly recommend Carrie Polk for your insurance needs. She is always available to serve her clients. Her and her staff even respond on weekends or evenings if I ever have questions or issues.
02/09/2015
By: Arlene W.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie Polk is a great insurance agent. She is always available and will see your problem or question through until she finds a resolution for you. I highly recommend her and her team.
07/07/2015
By: Tammy K.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie Polk and her staff are the best. I had to file a claim and I was very happy with how it was handled. This agency is full of hard workers and I would definitely recommend.
07/31/2015
By: Sammie B.
Carrie Polk Insurance Inc - Nationwide Insurance
I have recommended Carrie Polk to many family members and friends because she does great work. She does everything to the highest level and she has been a huge help.
12/14/2015
By: Tammy K.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie and her agency staff are efficient, timely and a pleasure to work with. I would recommend them to anyone looking for a top notch insurance company.
09/28/2015
By: Tiff R.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie is the best agent out there. She is always working hard no matter what day even on the weekends. She has been a true professional since day one.
07/15/2014
By: Lucy H.
Creighton Insurance & Investments Inc
I owe a big thank you to Creighton Insurance and Investments for keeping me safe and worry free. They are responsible for keeping me afloat and safe.
10/27/2015
By: Diane C.
Carrie Polk Insurance Inc - Nationwide Insurance
I would recommend Carrie Polk for commercial insurance for many reasons. She is experienced and knowledgeable and provides excellent customer service.
12/10/2014
By: Jamie T.
Carrie Polk Insurance Inc - Nationwide Insurance
Carrie Polk provides great customer service. She is a knowledgeable insurance agent and she really takes care of her customers to earn their business.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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