M Ri Center At Providence in Waco, Texas with Reviews - YP.com

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By: Thyone M.
National Lloyds American Summit Insurance Companies
My wife is a policy holder of American Summit Insurance Company in Yuma, Arizona. Her policy is purchased through Schofield/Pancrazzi Insurance Company and they are utilizie National Lloyd's Insurance going directly to American Summit for the underwriting if this is the ctual process. All we do know is we are the beginning and American Summit is the final end where the money ends up at. She filed a claim for damages due to water damages. They paid just over $800.00 for damages which to date have exceeded $4000.00 for repair. Next, tyhe roof damages paid were $122.00 when the estimate was files in excess od $7800.00. Then there was the bathroom floor where the toilet was going through the floor and we received $600.00 but I paid out an actual $1500.00 to date and that is not the final amount yet. This is all due to the agent Angie Duran from National Lloyds in Phoenix, Az. Her email is, aduran@natlloyds.com, . Instead of honoring the contract, she literally altered the policy holder information to claim the actual policy holder was not insured, yet, the policy holder was, is and shall remain the sole owner for this property datad 2007, but was owner since 1999. It is shown on paper that the policy owner just came into ownership as of August 2013. This constitutes Insurance Fraud and now, the officers from American Summit Insurance will be held liable for thopse who are the acting agents rfor these policies. We have all documentation and there is no possibility of American Summit gaining victory. My wife, the policy holder is 100% permanantly and totally disabled. We do not need to exhaust all remedies in lower courts prior to filing in U.S. District Court as we are protected under the Americans with Disabilities Acts, and the Disabilities Rights Acts. I urge you all to seek another avenue for insurance as this company is a company of fraud and felonious actions. If you want to know who I am, Bryan Bernard, 928.271.1683, thyone_mornyngstarr@yahoo.com.
By: James W.
Sonny's B.Y.O.B.
For my first time there, I only saw a couple girls dance in a couple hours, most of the time all three stages were empty. Even then the girls just sat at one table ignoring the rest of the people in the house. I would give this place a pass.
By: J mark H.
Atmosphere was rustic country the staff was amazing and the food was out of this world I had the chicken fried steak mashed potatoes green beans I'm pretty sure I've never had any better
Tips & Advices
Lender's title insurance is designed to protect the interests of the mortgage lender, and it covers only the portion of the equity that is owned by the lender. Owner's title insurance is crafted to shield the interests of the homeowner, and it provides coverage for the homeowner's equity in the property.
Title insurance only covers claims and encumbrances that are already a matter of public record. Title insurance does not cover claims that haven't yet been recorded. Also, title insurance offers no guarantee that you are buying a legally created parcel of land that can be used for the purpose of real estate development.
A title defect is an obstruction that affects the ownership of a property. Liens, mortgages, and judgements are all title defects, and they can prevent a seller from legally offering full rights to a piece of property. A title defect can also take the form of improper wording of the title document or improper recording of the ownership or property forms.
If you have an owner's policy, your title insurance will never need to be renewed. However, if you refinance your home, the lender will require you to invest in a new lender's policy. A new lender's policy is required even if you are refinancing with the same lender with which the original purchase of the property was made.
With lender's title insurance, coverage lasts until the mortgage is paid in full. With owner's title insurance, coverage lasts for as long as the owner or the owner's heirs have interest in or ownership of the property that is covered.

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