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By: Elizabeth C.
Prosper Insurance Group
I was recommended to contact Shawn at Prosper Insurance by a good friend of mine, who also happens to be my Realtor, while looking for Home Owners Insurance. Since my husband and I are first time home buyers, and I am the one doing the "hard work" of getting all the paperwork in order, I was a little overwhelmed with all of the information out there. Shawn was wonderful and worked amazingly fast to get me not only Home Owners Insurance quotes, but quotes for Auto, Flood, and Term Life Insurance as well. I called the company my husband and I have been using for the last 4 years as our insurance provider (renters, auto and life) to get a Home Owners Insurance quote from them and spent a lot of time on the phone and felt like I was being sold something. The quote wasn't that much better or worse from what Shawn had given me, but since Shawn had gone out of his way to get quotes for those 3 policies on top of the Home Owners, we decided to go with him (plus the rates and policies he gave were better than what we currently have). Shawn is very easy to talk to, explains things well and makes sure all of your needs are covered, all without making it feel like a sale. He is easy to reach via phone and email. I have also been in contact with his co-worker Peter about getting a more specific Life Insurance policy quote (which,when bundled with our Auto coverage, will help our Auto Insurance rate go down). Peter also explained things very well and since I have never in my life shopped for Life Insurance, I felt very comfortable talking with him. All in all, the folks at Prosper Insurance Group seem like a well rounded, level headed group that don't make you feel pushed into a sale and I would highly recommend at least calling them for a quote or estimate.
By: mommaz3
Matt Abbott - State Farm Insurance Agent
After moving to Virginia, we needed to find a new insurance agent. We knew no one here so I just googled insurance agents that represented the same company that we had in Ohio. We hooked up with an agency that at first seemed competent and friendly. While they continued to be friendly, the competence became an issue. Within 6 months, our insurance file became over 1" thick with all of the changes and paperwork that we got. It was information overload and so confusing for us!. I met Jessica through a networking event. She was clearly passionate about insurance and saving her customers money. I contacted her and dropped our enormous file off at her office for her to review. Within a couple of days, she had weeded through the file and had a recommendation for us that not only increased our coverage but also saved us a substantial amount of money. Since then, we have had to contact their office several times and all have been positive experiences. Jessica and the receptionist have taken time to answer questions, help with claims, and also provided recommendations for us for to make small changes in our coverage to save money. Jessica's extensive knowledge of property and casualty insurance, coupled with her passion for her job has made working with her agency a very positive experience!
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By: Christine C.
Prosper Insurance Group
I was able to get multiple policies with Prosper Insurance: Umbrella, Auto Insurance, and Home Owners Insurance. Joel was able to quickly respond to my questions and offered me an accurate quote within a few hours of calling. He works extremely efficiently and was completely transparent in what everything means. I had him review some of my old policies and he was able to fully explain the differences in our current and old policies. I referred Joel to another one of my friends that is also closing on her house for homeowners insurance because of their competitive rates and transparency with their coverages and rates! I highly recommend Joel as he has been extremely helpful in this process as well as Prosper Insurance Group!
By: marykay.stewart
Prosper Insurance Group
Ashley Latimer was my life saver and I'm not kidding. We were drowning fast, she saved us almost $2200 a year between our hazard and flood insurance (that won't even be required when the new Flood panels are "official") I was ready to pull my hair out after fighting with my mortgage company, FEMA and the City for months. Then Ashley Latimer with Prosper Insurance Group came along and eased all my worries, pretty much saving me from going into foreclosure with what my mortgage payment would have been. I couldn't be more grateful, I tell everyone I know about Prosper Insurance Group now and how ASHLEY LATIMER ROCKS!!!! :)
By: David J.
Cheeks Insurance Agency
Cheeks Insurance Agency always exceeds all my expectations. I am confident that you will be abundantly satisfied when you contact Willie and his staff for Insurance! I never thought buying Insurance could actually be enjoyable but Cheeks Insurance always finds a way to save me money and what is more enjoyable than reduced rates and more money in my pocket! I trust Cheeks Insurance so much that I have my Car, Home, and Life Insurance policies with them. I am confident that you will be happy with them too! Call them and start saving today!
By: Mark L.
State Farm Insurance
I was very impressed with the professionalism of the agents at this location. I bundled my car insurance with my home and saved 20% on my home. That lowered my mortgage payments by $200 a month. Highly recommend if your home is already with state farm adding your cars. I have had no issues with State Farm. I have been with them since I purchased my home and plan to stay with Mike McDonald.
By: Charles C.
Prosper Insurance Group
If there was a 6th star Shawn and Prosper Insurance Group would get that too. Shawn delivered on price, coverage, and service. I didn't think my 15 year relationship with my previous insurance could of been beat- I was wrong. Shawn has me covered from top to bottom and I am saving a significant amount of money.
By: kaliforniauberalles
First Virginia
My kids have taken guitar, violin and cello lessons with Marc and his fellow instructors, off and on, for the past 8 years. For the money it is difficult to find better lessons anywhere. Although the facilities air conditioning rarely works during the summer that is the only complaint that is worth mentioning.
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By: Cheyenne P.
Aubrey Pithwa - State Farm Insurance Agent
Overall awesome experience from start to finish. Aubrey made us feel welcome and not once did we feel like we were getting "sold" ... We left confident that we got the best policy for our situation. Would definitely recommend her to anybody in need of any type of insurance.
By: Wilson P.
State Farm Insurance
Very professional and friendly team! I've never experienced this level of courtesy and concern from any other company. They definitely go the extra mile to make sure you are completely been with Mike now for more years to remember and never a single issue.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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