By: premkumar m.
Farmers Insurance - Jennifer Alamdari
Steven is a very helpful person. I've been with him for almost 2 years now. He is very helpful. Every 6 months or so, he setup a meeting, to go over my insurance coverage and see if there is something gap or if there is some discount we could use and so on. He also goes out of his way to help me in other stuff if necessary. I would happily recommend him for insurance purposes.
By: Mj V.
Horace Mann Insurance Co
Very friendly office. They are an insurance company for school employees, and school employees, from cafeteria staff to teachers. They have a little office in the industrial area that you can actually walk in and see them in person if needed, which you can not do with all insurance companies. Their prices are competitive and lower than some of the other guys out there.
By: Victoria E.
Rey Manzano Insurance Service
I had to place property insurance for my rental immediately and Rey made it happen. I believe he was little vacation with family, but he got back to me and place my insurance within a couple of hours and policy issued. I was stressed over this since my insurance was expired yesterday. I wish all agents are like Rey. I truly appreciate this!!! ~ Victoria
By: Qi L.
Farmers Insurance - Edward Tassev
He is a very good guy and explain details about every coverage for the house, and save money and productive, cost-effective
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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