Best 30 Insurance Broker in Vacaville, CA with Reviews - YP.com
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09/30/2017
By: David M.
Kathy Krohn - State Farm Insurance Agent
Kathy is one of those unique individuals who always puts the customer's needs first. Life insurance is one of those little necessities in life that is so uncomfortable and confusing to shop for yet Kathy makes the process pleasant and straight forward. Wow. 100% of agents that I met before Kathy simply made me want to pull my hair out. Kathy is amazing. I highly recommend her services.
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01/06/2016
By: brandonmccloskey78
i80 Insurance Solutions
I held out so long to write a review. In October 2015 I took Financial Peace University via a small group through The Father's House. The program absolutely changed my life and perspective on money. The week about insurance though snapped me into action. My group leader recommended i80 Insurance Solutions to me and so I tried emailing through the website 2-3 times with no response and tried calling with no response. So I went on the Dave Ramsey site to find other Endorsed Local Providers and of course i80 came up so I went ahead and clicked the little button for them to contact me. Go figure they actually called me finally. So I met with one of their reps and I did get auto and renters insurance. While I was there I wanted to take care of the other stuff Dave Ramsey recommended (term life, long term disability, and identity theft) and I also run a home based business and wanted to see about business insurance. Well apparently only 2 people do the term life and business, and no one had a clue about the disability insurance the kept thinking I was talking long term care insurance. Apparently its been a while since they've done FPU. And I guess Identity Theft is included in my renters although it wasn't explained well to me. Anyway I've tried repeatedly to call and email. I've also left messages through Facebook to try to complete my insurance needs. Whoever responds on Facebook advises me to call. Well when you call you get the voicemail that doesn't even say i80 Insurance Solutions it just gives an extension and says its unavailable. No one returns calls. Sadly I'm already looking into other insurance providers even though I have about 4.5 months left on my auto and renters. I'm so disappointed considering the high recommendation my group leader gave them. I hope my group leader at least got their referral credit/bonus.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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