Shelter Insurance Locations & Hours Near Union City, TN -
By: Phil L.
Chris Williams - State Farm Insurance Agent
The Chris Williams State Farm Agency has the most season and professional team that helped me with all my insurance. Chris the agent helped me with all my retirement planning and also with my home mortgage. Great Experience all around. I would highly recommend the Chris Williams State Farm Agency over all the other State Farm Agents in the area and all other insurance companies.
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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