Usaa Federal Savings Bank in Tustin, CA with Reviews -
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By: Roxana W.
Adams & Anderson Insurance
hi, my name is Roxana. i feel so satified about your sevices. but be sure to ask about our insurance
By: Milissa S.
Allstate Insurance Agent: Janet Oh
Mid April William wrote me a great commercial estimate at $900 less than my current policy. Jumped all over that - why wouldn't I? its Allstate! The third biggest insurance company in the US. 6/20ish I get a notice from Travelers we are being cancelled on 7/28 as they don't insure our type of business. Wait. what? Janet ASSURES me this will not be an issue, they will get it handled. Just relax. Literally 30 days later on 7/23 I get a quote for $2900! That's $700 MORE than the policy I left them for PLUS i get to pay fees all over again I have already paid and its $1300 more than the policy I originally received. I think, due to the negligence of her former employee, she should pay the difference. She does not agree. I have turned her over to the CA Insurance commission, Allstate, Travelers and will be seeing her in small claims court. Additionally, in the state of CA she, by law, must obtain my signature on an application to see out quotes for us. TWICE she had submitted apps for us with no signature - we can't even approve what she is submitting to MAKE SURE the companies know what kind of business we do. STAY AWAY - this seems to be a bait and switch operation
By: vr2457
Recchia insurance Agency Inc.
Awesome Insurance Agency!!! A+ Service 5 Stars Highly Recommended!!!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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