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03/10/2016
By: Charles M.
Hart Group
The entire interview was complete and clear. The person who set up the meeting was friendly and professional. The overall interview was lengthy but well worth the extra time and travel. Mat was definitely screening for only the best in regards to service. I was given great service from Janelle to arrange my training. She is compassionate about helping others. Mr. Harts' overview was exceptional and all of the information was accurate to what my furthered research showed. This job requires dedicated team members. Only the best are Selected
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11/15/2015
By: Rob J.
Hart Group
I have never experienced such a compassionate company that truly cares about people. Knowledge and professional this company has a lot to offer if looking for a career that allows you to excel quickly as well as available service.
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02/27/2015
By: Justink K.
Omar Ziad - State Farm Insurance Agent
no hassle, excellent customer service,and very affordable ...Omar is new to statefarm .. but as far as ive seen our whole team strive to make the best of all of our clients experiences... "see for yourself" call 2098351400
11/17/2016
By: Lanessa C.
Cost-U-Less Insurance Center
Great experience! Edison (the manager) was on top of everything and was able to get us a cheap rate with a workable down (I had a very long record.) Point is - cheap insurance and even better service! 5/5.
11/01/2013
By: Helen G.
Big Valley Insurance
I have had no complaints with my service here yet. I actually have really enjoyed working with Big Valley. I'm glad I have found such a reliable company.
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07/06/2017
By: Fred G.
Hart Group
Opportunity and work environment like no other company I've ever encountered . Strives to give each family Superior quality product and service
02/12/2013
By: rangerdanger
Big Valley Insurance
I am very pleased with what the agents at Big Valley Insurance does for me. They are very helpful and efficient! They do a good job overall!
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06/29/2017
By: Tracie H.
Hart Group
Love the family atmosphere of the Fresno office it's a one of a kind. The opportunity to work with the professionalism is refreshing
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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