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01/29/2016
By: boatdog357
Morris Plan Co
we have went to all kinds of places and I had a credit score of 625 no one would give us a loan for a nice vehicle one call to them and dealership told us we can come in to sign paper work and we drove home with it. kids love the dvd player. never had any issues. still wished they do home loans because we have seen a lot of nice home that was best fit for are budget. highly recommend if we could have called them first we would have saved us from some unnecessary credit inquiries
08/29/2013
By: rebeccal2913
Ken Hargis Insurance Agency
Ken Hargis Insurance Agency is a great place to get afordable auto, home, and life insurance. Ken is quick to respond to my calls and questions and is always willing to find the best price for me and my family.
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04/20/2016
By: Steven B.
Morris Plan Co
Not a bad bank to deal with. They are strict and make you follow the terms of the agreement. Those with bad experiences have usually not followed through with the agreement. They are a bank not a charity.
10/23/2010
By: kenhargis
Ken Hargis Insurance Agency
Ken Hargis Insurance Agency, formally American Family is located at 1220 Wabash and the contact info is. (812)478-0660, kenhargis@kenhargis.com.
09/03/2013
By: haleyw1991
Ken Hargis Insurance Agency
Ken Hargis Insurance Agency has great customer service and a fast turn-around time. I am very pleased to be a customer with this company
10/03/2013
By: kmo3080
Ken Hargis Insurance Agency
Great place to go if you want afforadble auto, home, and life policies
09/12/2013
By: mandy1984
Ken Hargis Insurance Agency
Cheap auto rates that fit into my tight budget
09/26/2013
By: agarvin23
Ken Hargis Insurance Agency
Great service and fantastic auto rates
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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