Texas Low Cost Insurance in Temple, TX with Reviews - YP.com
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03/20/2017
By: Beth C.
Texas State Low Cost insurance
Selena is rude and unprofessional. After three weeks of her being too busy to return a phone call I called corporate and found out she had lied to me from day I took out policy. I was suppose to have uninsured/under insured motorist on my policy and it was not there. So then I asked for a letter to show I had coverage for last two years and corporate and Selena in Temple office told me it was ready and when I went into office she refused to give me the letter and corporate has give me run around about this!!!
07/02/2012
By: jeff.hogan.792
David Jennings - State Farm Insurance Agent
Very personable and helpful staff. I've always tried not to need my insurance, but when I have, these folks have taken very good care of me. I think it flows from the top down.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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