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09/27/2016
By: Tom P.
Mendoza & Mendoza Insurance Brokers Inc
Good service, i like itA basic auto insurance policy usually includes six types of auto insurance coverage to make sure every driver has just what they need, at the very least. They provide the broadest protection for the most common events for which you would file a claim.Make a trip to the Holy Land And return forever transforme
05/14/2015
By: Pat T.
Andreini & Co
This company stepped in and helped out our non-profit organization even when it had absolutely nothing to gain from helping us. What an incredible and wonderful work ethic - a true intention to serve. We are very grateful and will turn to them in the future as we grow and have other insurance needs!
05/31/2016
By: Maureen R.
SBHIS
Amazing brokers I was so confused about my grandmothers Insurance when she turned 65 and got Medicare their is so much to know. They made it so easy no cost and they help me every year to make sure she's on the correct Insurance. love them
09/09/2016
By: Chris G.
AAA Northern California
As car club member for 15 years. It's a great resource to have, even if you don't get a tow. I've used it when I ran out of gas, battery dead and locksmith.
10/01/2016
By: Chris G.
Angel Sepulveda - State Farm Insurance Agent
We've had life insurance with State Farm for 10 plus years. Great quality service that can't be compared.
08/27/2016
By: Chris G.
Safeco Insurance
Very helpful when I neede to figure out insurance polices tha would work best for me. I would recommend!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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