09/27/2016
By: Tom P.
Mendoza & Mendoza Insurance Brokers Inc
Good service, i like itA basic auto insurance policy usually includes six types of auto insurance coverage to make sure every driver has just what they need, at the very least. They provide the broadest protection for the most common events for which you would file a claim.Make a trip to the Holy Land And return forever transforme
05/14/2015
By: Pat T.
Andreini & Co
This company stepped in and helped out our non-profit organization even when it had absolutely nothing to gain from helping us. What an incredible and wonderful work ethic - a true intention to serve. We are very grateful and will turn to them in the future as we grow and have other insurance needs!
05/31/2016
By: Maureen R.
SBHIS
Amazing brokers I was so confused about my grandmothers Insurance when she turned 65 and got Medicare their is so much to know. They made it so easy no cost and they help me every year to make sure she's on the correct Insurance. love them
09/09/2016
By: Chris G.
AAA Northern California
As car club member for 15 years. It's a great resource to have, even if you don't get a tow. I've used it when I ran out of gas, battery dead and locksmith.
08/31/2016
By: Chris G.
AAA Stockton-North
Aaa is the best car and homeowners insurance you can get. Had severalpolicies on both new/used cars and home owners insurance. Parking available.
10/01/2016
By: Chris G.
Angel Sepulveda - State Farm Insurance Agent
We've had life insurance with State Farm for 10 plus years. Great quality service that can't be compared.
08/27/2016
By: Chris G.
Safeco Insurance
Very helpful when I neede to figure out insurance polices tha would work best for me. I would recommend!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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