Life143 in Staten Island, New York with Reviews -
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By: Anthony A.
Regency Agency Inc.
I'm not much for auto insurance brokers, I mean it's a pretty generic affair getting auto insurance quotes and all. But when I called Regency Agency I was super impressed in the way I was treated, it felt like I was talking to someone who truly wanted the best company and rate for my particular situation and I felt I got A great rate for me. I would definitely recommend them if you want somone who will fight to get you the best price.
By: Lisa V.
Regency Agency Inc.
I was combing through my expensive auto policy and decided to look for alternatives, found Regency Agency while searching Google on my phone, called to see if I could do better. Was really surprised at the level of detail and knowledge displayed when going over my concerns....In the end I was quoted a lower rate and still kept all the perks from my present policy that I thought were important to me.
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By: Carol S.
Regency Agency Inc.
Thanks for another year of low rates and excellent service. Been with Regency for about 5 yrs, they worked with me with a difficult situation I was going through with my driving record. Thanks for all the great advice. Call them... they will work hard to get you the coverage you deserve.
By: Annalee F.
Regency Agency Inc.
Regency Agency is my go to agent. I renewed and lowered my rate by 300 dollars, these guys are always looking for the best deal for you and I couldn't be happier. I would definitely recommend them.
By: catldg
Allstate Insurance Agent: Thomas Granello
What a pleasure to do business with! Worked hard to get me the best price. Friendly and helpful staff.
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By: Mohamed A.
KMA Insurance Agency Inc
Fast services and helped me find the lowest rate.
By: kevingmh
Allstate Insurance Agent: Jacob Rubin
what a pleasure to deal with the staff
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By: محمد ع.
KMA Insurance Agency Inc
Great services and low rates.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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