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By: Janine W.
AAA Stamford
I renewed my driver's license at AAA in Stamford, CT and it was a great experience. Much better than going all the way to Norwalk to the DMV. The AAA staff were friendly, knowledgeable and efficient. The atmosphere was actually relaxing. Everyone I encountered during the process, including others taking advantage of the DMV services provided at this AAA location, was happy and relaxed. I was so pleased.
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By: Pat A.
AAA Stamford
I renewed my license at AAA on July 31 and it was a wonderful experience. Everyone was very friendly and helpful. And, the man that took the pictures was a delight - he took three photos as he didn't like the first two - mouth closed to tight, eyes closed and then he made me laugh and I have an amazing photo! Thank you AAA. Pat Atkin, Darien, Ct.
By: Kelly J.
AAA Stamford
Outstanding services were provided by an excellent representative (a woman). She was knowledgeable about the product she introduced (movie tickets). I ended up purchasing 6 packages for Christmas gifts. Another big plus is the DMV location that is so convenient. Very happy customer.
By: Linda A.
AAA Stamford
This place is the best place to go if you have to renew your license. The people who work here are so friendly and helpful. Getting my license i was in and out within a 1/2 hour unlike DMV sitting there for hours. I will definitely recommend this place to my family and friends.
By: Malcolm M.
AAA Stamford
Very helpful (unlike the DMV). I arrived a few documents short for the drivers license application and the person manning the desk made a few suggestions as to how I could get them without returning the many miles back to my home. She saved me time and effort. Very grateful.
By: Carolyn H.
AAA Stamford
I went on a Saturday morning to renew my driver's license, instead of going to the DMV. The staff was so helpful, and I was in and out of there in under 15 minutes! I was so pleased with this service and would recommend it to anyone.
By: Laurie J.
AAA Stamford
Went in early am on a weekday for license renewal it was much more pleasant and expeditious. It didn't consume my day and I was free to complete my to do list for that day.
By: Karen E.
AAA Stamford
I renewed my drivers license there and it was very quick and the entire staff was so nice. I would definitely go back and renew my license there instead of going to DMV.
By: David S.
AAA Stamford
This office is way better than going to that ridiculous Norwalk office. The people in the Norwalk office should take a lesson in customer service from the AAA folks.
By: Gina M.
AAA Stamford
Renewed my drivers license and AAA made it so easy. The service was quick, convenient and the service very friendly. Happy to be a AAA member!
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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