Twfg Insurance Services in Spring, TX with Reviews -

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By: randy27
Doug Paschal: Allstate Insurance
I have used Doug Paschal & Allstate since 1980. He is more than a insurance agent , he became a trusted friend. His christian faith really shines through in his business practice. Honest and moral man who has always put my best interests 1rst, not his commissions. Very highly recommended !!!
By: rwranischar
State Farm Insurance
Great Office! Great Atmosphere! Great Service! Kyle and his staff have been nothing but helpful and wonderful to my family and I! Thanks for all that you do!
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By: Houstons V.
Hamilton C P Bob Insurance
This is the place to go for homeowners insurance!! They have the Best rates in Texas. Service is absolutely amazing too.
By: littlemisses
Farmers Insurance - Joe Ramirez
Great friendly serivce. She is always available to answer any questions I may have. Very highly recommended.
By: Denisse A.
Almirante Insurance
i've been with this agent for 3 years now, she has been good to work with my renewals,good rates........
By: Jesus R.
Charles Buchard Insurance
These guys need to get their stuff straight. They couldn't explain why my premium went up twice.
By: flyguy76
Farmers Insurance - Joe Ramirez
Awesome service.!!! I highley recommend Corina!!!
By: jenniemcdonald
Wedgewood Insurance
Awesome customer service and great rates.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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