Liberty Mutual Locations & Hours Near Spring Hill, FL -
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By: Darren M.
Scott Barnwell - State Farm Insurance Agent
Great service and great prices, I saved a lot of money switching to state farm and the team at Scott Barnwell's office made it easy
By: Andy W.
Van Wilder State Farm Insurance
I would recommend anyone looking for terrific customer service and some of the best rates on car, motorcycle or home insurance call Van Wilder State Farm. I’ve been with State Farm for over 10 years and they still offer a better value and much, much better service than these cut rate companies that say they have the lowest rates. Very easy to understand why they have such a wonderful reputation. I highly recommend!
By: tabatha.stoots.3
Accell Insurance
ilove thisplace they are great !!!
By: melissa.c.williamson.1
Scott Barnwell - State Farm Insurance Agent
My husband and I had been with State Farm for over 20 years and we left after being with this agency for only 9 months. Staff talks the talk but gives you wrong information repeatedly. They gave us a refund for being so far ahead of about 2 months premium, then less than a month later threatened to cancel our policy for being 2 months behind!! When I kept asking how this happened they had no excuse and made no apologies for their messing up. When I canceled my policy with them and got the recovery call from someone that should have been trying to get my business back they just said, "Oh, ok, well thank you for the information" and didn't even try to get my business back or offer to take a complaint from me about them. I didn't give them my business when I first moved to Spring Hill because they couldn't even hire someone to answer the phone and take messages correctly and I waited for a call for a week before I went to another agent who retired and left me with this sorry one. I wouldn't recommend this agent to anyone for any reason for anything to do with insurance. You can't trust them to do anything right then they will cover it up!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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