Atlas Insurance Agency in Southfield, MI with Reviews -
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By: Allie W.
Kimberly Cris Planning Group
I needed professional liability for a contracted job. I had never been expected to carry this kind of policy before. I was so happy to find Kimberly's agency. Her turn around time was great, all quotes she presented for us to review. She was so helpful.
By: Kevin K.
Provision Insurance Group
Received over 5 calls from an insurance solicitor saying that they gathered my information and need to verify it with me to receive quotes. However, I never requested this!Had my home and auto insurance with Auto-Owner's in Michigan. Never, once, did I have a problem with them and I was told by the salesman/agent speaking to me that they have better top carriers to give me quotes with. I was apprehensive to say the least.They said they'd found carrier for my insurance at a cheaper rate. They then had me call Auto-Owner's to tell them to increase my coverages on my car to Liability coverage to 100/300 (which sounded strange) in order to would qualify for this policy. Next day, they had me cancel with Auto-owners and give them payment. I needed a second opinion so I took it to my previous local agent first. Not only did he find that their agent didn't give me full coverage for my car but, he said that they should never tell you to change you current plan to get 'a better rate'.
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By: Larry L.
Star Insurance Co
This outfit is just like most insurance companies. I was injured 25 months ago and all I get is the runaround. Trying to get out of paying benefits,even though I am disabled. Thousands owed to hospital, and 0 wages for 2 Years. We are about to lose our home !!!!!! Star insurance. HELP please.
By: Brandon L.
Brian Seiferlein Ins
I worked for Brain Seiferlein for a week...He wanted me to sell to my family first bit the prices were too high so I made no sales. After I resigned I asked when do I get paid and Brian said "Do you think this is McDondals you Ni++er!" Then laughed over the phone and put me down. Brian Seiferlien is an evil person
By: Jerry J.
Allstate Insurance Agent: James Jackson
My name is Rev. Jerrick Jefferson . On Tuesday, Maay 19th 2015 I called this agency and spoke with an agent named Orlandis. The conversation started out with Orlandis implying that I was trying to do something illegal. I gave him the benfit of the doubt. However, the situation got worst. Orlandis said that because I live in the "hood" my rates would be high. At this point he took the remaining of my personal information and said that he would call me back. That call never happened. When I called back Orlandis said that he just got back from lunch and would get to me whenever he can. I indicated to him that I had taken off of work to process insurance at which time he said "well I will get to you before I leave today" I called back to complain to management at which time another agent as opposed to transferring me to management transferred me to Orlandis whom began to try to talk me out of complaining. I finally spoke with Lisa whom indicated to me that Orlandis behavior was not how their office operated. I believe that Orlandis discriminated against me because I as he said "live in the hood" I was mistreated and looked over due to his perception of a black male obtaining insurance. I demand the agency turn over their phone recordings to the State of Mi Attorney General as well as their corporate office. Orlandis should be fired for behavior unprofessional and discriminatory. Although, Orlandis is a black male he is operating under racist rules due to the great divide in the insurance industry with regards to black males and black people in general. I demand a full investigation through the state of MI Attorney General as well as the corporate office. No agency should exist to discriminate. Anyone that has experienced horrible service from this agency , Orlandis in particular should contact The State Of MI Attorney General. I demand a full investigation as Orlandis indicated to me that phone calls are recorded. All offended clients with respect to this agency can reach me at 248 971 8954 Rev. Jerrick Jefferson
By: a042739
Brian Seiferlein Ins
This is a great agency. Brian gives great service and works very hard to take care of us. I highly recommend him.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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