Aci Locations & Hours Near Smithfield, NC -
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By: Kristen N.
Shawn Herrmann - State Farm Insurance Agent
Do not get insurance with this office. Absolutely horrible. I had multiple policies here including auto and homeowners. I cancelled my insurance with them and went to Allstate in 2016. I just got my mortgage statement and State Farm had billed my lender and got paid the 2017 premium even after it was cancelled, even after proof that I switched to Allstate was provided. I have submitted a claim with the NC Insurance Commissioner and am waiting for the results now
By: chirstaylor
Mutual Builders Inc
This sorry company they say want to keep projects local but all they hire out of town and state so they are not respectable company o will never use them they all about getting tax dollars.
By: drmilleranderson
Memory Lane Frame Studio
I have been using Memory Lane Frame Shop for over a decade. The owner is extremely knowledgeable about all types of framing and presentation techniques. As an exhibiting artist she understands my needs for professional framing and has never let me down. My work has hung in a variety of venues and I always get compliments on the framing.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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