Avera Select in Sioux Falls, SD with Reviews - YP.com
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By: Todd H.
Ryan Reiner - State Farm Insurance Agent
Highly professional, and knowledgeable. Extremely pleased with service and advice. Ryan and his staff provided my family with some great opportunities I never thought to ask about. Thank you Ryan, to you and your team.
By: B L.
Jason Ahrendt - State Farm Insurance Agent
I used these people when I transferred. Incompetent. meandering, lackadaisical behavior with slow to respond excuses. Took forever to get it done. I believe I put a similar review in well over a year ago....and it is gone ?
By: mamali
Package Delivery Co
I was in Sioux Falls, SD for medical treatment. I lost my cell phone at one of the medical facilities. They eventually called me at my motel that they had found my phone. I was so tired and on crutches and did not want to go back to get it. I called two other services, but they did not answer their phones. Package Delivery had a live person answer the phone who was very professional, friendly and nice. They delivered my phone for a very nominal fee. I would definitely use them again and highly recommend them!
By: libbey.richards
State Farm: Aaron Smith
I have always had a great relationship with the Aaron Smith family. I had been in a card accident a few years ago and called in crying and the rep asked me a few questions and took it from there. I highly recommend them to anyone the have a very friendly and helpful staff.
By: nelldiggitydogg
Affinity Body Art
Dave is an awesome artist. i took him what i wanted and he helped me out to make it stand out more. i knew exactly what was going on. very laid back atmosphere. Great Work!Thanx Dave
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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