Best 30 Auto Insurance in Seattle, WA with Reviews - YP.com
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12/27/2016
By: Angelica J.
Youkie Laney - State Farm Insurance Agent
Just started school at udub and got car insurance and renter's insurance from youkie's office for super cheap. Im on a tight budget and was getting quotes all over town. This was the cheapest!
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10/16/2015
By: Veracruz M.
Youkie Laney - State Farm Insurance Agent
Had a DUI and Youkie walked me through everything I needed to do to get DUI car insurance. Thank you for not cancelling my policy!
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10/16/2015
By: Andru J.
Youkie Laney - State Farm Insurance Agent
My sister added me her policy. We live together in a apt. By adding my car we got a bundle discount and I got super cheap renters. By adding my renter's my sister got super cheap renter's too. Basically we get both cars insured and our renter's are less than $3/month each!
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10/16/2015
By: Meesha J.
Youkie Laney - State Farm Insurance Agent
My driving record isn't the best so my rates went up, but when I called around it was still cheaper than changing companies.
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10/16/2015
By: Zhange A.
Youkie Laney - State Farm Insurance Agent
ew to Seattle. Co-worker raved about this state farm. I came in and they made me the best latte while I waited. I got renter's insurance bundle discount with my car insurance for less than I was paying for my car at a different state farm.
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10/16/2015
By: Brian W.
Youkie Laney - State Farm Insurance Agent
I got promoted and upgrades my car. Youkie went over my coverage and advised me on carrying more coverage or getting an umbrella policy since I work in Bellevue, surrounded by Aston Martins and G Wagons. I got an umbrella policy, which is another line of insurance. I'm not totally sure what it is, but it resulted in a discount and cost almost nothing. She's the best
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10/16/2015
By: Christina F.
Youkie Laney - State Farm Insurance Agent
I left Youkie's office for another company. After being another cow in the herd I came back. Her office knows me and that's worth something.
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10/16/2015
By: Marvie D.
Youkie Laney - State Farm Insurance Agent
I got into an accident and youkies office had my car towed to my regular guy, got me in a rental and back to work in an hour. I didn't know I had free towing awesome service!
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10/16/2015
By: Skip C.
Youkie Laney - State Farm Insurance Agent
Had my car and home insured somewhere else and got better rates and service here. Highly recommend this office for car, home owners, renters, personal articles policy, umbrella, and for great bundle discounts
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10/16/2015
By: Mark W.
Youkie Laney - State Farm Insurance Agent
Jessica set me up with car insurance and home owner's insurance. With the Bundle Discount I got a personal articles property for the jewelry my wife inherited from my grandmother along wits insuring her engagement ring. I sleep better now.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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