Tristar Risk Management in Schaumburg, IL with Reviews -
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By: Parveen I.
State Farm Insurance
Today I called Brad Sutter's office and some lady Laurie came to talk. When I told her about my experience w VIP auto body, she flat out told me that she is not bothered by how vip autobody treats its customers. And she was defending them.. She came around only after 5 min of my asking again and again if that's how state farm/Brad Sutter wants his clients treated their longtime customers...I really think they ve a scam w the VIP autobody to intimidate customers and make the customers pay for what is not their fault..I am v disappointed w their response and scam and want to take my business elsewhere. We ve been w Brad Sutter for atleast 16 yrs and this is the respect he has trained his office to give clients...It was recommended by state farm and I took my car...The guy there took pictures standing far. And then when I called to let him know that the driver door was not closing properly and that there was a metallic noise everytime I closed the door...Jimmy told me that he will take care of it. When I went to drop my car, the guy Jason was there and I made sure he understands what the problem was. But when I went to pick the car. Jimmy denied knowing it and Jason initially told me that they could not do anything about it and that it was going to have the door be like that. Then I took Jimmy to the car and he claimed he is deaf so he could not appreciate it. Then I took him to each door and made him feel each door how it was not fully closing fully. He basically raised his voice and started intimidating me that nothing can be done about it. And then Jason chimed in. And Jimmy basically told me that he does not care that State farm was notified as they will listen to him. So I took pictures and called State Farm. I think they ve a deal w State farm to intimidate clients and do as little work as possible so they are in good books w State Farm. Awful service and not only that they were trying to intimidate w their burly selves and raised and rude voice and talks.
By: douglas5799
Lloyd Agencies
If you are in the Chicago area this is the insurance company to see. Their quotes are often the cheapest but on occasion they may not be. Still even then, I go with Lloyd Agencies because when you have a claim, they are thorough and deliver what they promised you.The other thing I like is they always return calls quickly, even if they don't have an outcome to your claim. They at least keep you updated, unlike some other insurance companies I have dealt with.Their salespeople explain everything in detail in your policy coverage in layman terms without all the legal parlance that is part of an insurance policy. industry.Highly recommended.
By: Justin D.
Hebert Insurance Agency
Hebert Insurance Agency is now located at 1821 Walden Office Square, Suite 400, Schaumburg, IL 60173 Phone # - 888-215-7190
By: al77
Best Insurance Consultants, LTD
Bob is someone I've always trusted to get me good coverage at a good price. It is nice to have a real person with years of experience to help with insurance!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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