The Insurance Man in Sarasota, FL with Reviews -
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By: Charles E.
Great Florida Insurance
They a company to stay away from they've done me wrong for the last time I'm looking for a new company
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By: Beth H.
Amistad Insurance
I've read a lot of negative reviews but I guess those were with Infinity Auto Insurance, one of the companies Amistad uses to insure drivers. When I had a claim they really put me through the ringer before finally paying me for repairs. But their prices are much lower than most if not all the others and that makes it worth it. Perhaps that's how they keep their prices low by weeding out false claims. But Amistad is great. Very nice and helpful staff.
By: M S.
Doug Smith Insurance
Smith Insurance Group VERY POOR SERVICEI was notified by my Home Owners Insurance carrier that I needed to replace my roof or my insurance would be cancelled. I received this notice about 8 months before my renewal. I went ahead and had my roof replaced with a metal roof, secondary water barrier and fortified to today’s code. Still with plenty of time for the renewal, I provided all of the necessary information to the agent (Alexis Smith)regarding the completed roofing project.Her last email to me was "I will get this sent to the company and we will see what it saves you. Let's give it a few weeks and then we can follow-up, but you will be getting a new declaration page in the mail as well."I was waiting for this declaration page to come in the mail and never received it. When I followed up with Alexis, I find out that I had been dropped by the carrier. I was NOT even notified of this by Smith Ins Group. It was my follow-up that spurred them to look into it. Meanwhile, I was without insurance for the month of Sept - Hurricane Season in Florida!!I was first surprised at their response, which was blaming the carrier (St Johns) and I let them know that was not my concern - Smith is my agent and they should be on top of this, especially communicating back to me. She then dusted that over by quickly getting me into another company who offered me a good rate, but appeared to be a bait and switch because the long and short of it - I was now paying about $1,000 MORE after replacing my old roof...Lastly, I went back to Alexis (to offer a chance for retribution) and find out why the amount was so much higher now, as this was nowhere close to the quotes she provided originally and she said they were the best she could do. I let her know this was unacceptable, especially since the reason (I felt) the insurance was so much higher was because I had a lapse in coverage. She again refused to take responsibility and even stated "they are not babysitters"...I would highly recommend anyone looking for a Home Owners Insurance Agency to NOT use Smith Insurance Group unless you are looking for problems and poor service. Not only are they not "babysitters" - but they don’t do their jobs!
By: Alex P.
Allstate Insurance Agent: Katharine Adams-Love
Great to work with! Katharine and Debbie are the best! They will get you something within budget and make suggestions to get the most for your money!
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By: Lara O.
Leslie Jeffrey - State Farm Insurance Agent
I have had nothing but bad experiences with this Agency!! .I highly recommend looking elsewhere!! When I did FINALLY, get to talk to Leslie herself, she was condescending and rude, My only question was what my car would be worth if it was totaled today, No one would answer my question. They would not even look into answering my question. Their only answer was that they could not answer that??! WHAT?? They were are all so rude, so condescending and just told me flat out they couldn't tell me the worth of my car....OKAY???WHO CAN? I tried corporate and they were no better. I just wanted to know if it was worth paying $100 a month for a car that was 10 years old, with a salvaged title and over 100,000 miles on it. You would think my car insurance company would be able to answer that for me? Instead they were rude and told me to find another agent...because I asked a legitimate question???
By: Erica P.
George Quarterman - State Farm Insurance Agent
Horrible representation, and a waste of my time. They gave me insurance knowing all my info, so I cancel my already established insurance, and then I get a notice that my insurance will be cancelled?? Only 2 months after being covered, obviously the staff is uneducated and uninformed of polices and procedures?!?! NOT MY FAULT. It would have been nice to know the options before giving you my money, and wasting my time. Make sure your staff is WELL informed before offering any of your services.
By: Edward D.
don't trust them to pay out your office commissions.
By: gr8fam
Allstate Insurance Agent: Kevin Miller
I love the people in this office. I'm not sure what experience the other poster had, but they're a very knowledgeable and well-trained staff, in my opinion, and they're always happy to help me if I call or stop in with a question or a change to one of my policies. I never have a long wait time and they always take whatever time is necessary to make sure all of my questions get answered. I have never felt "hurried" or unappreciated, and have felt like a valued customer. I originally only had a homeowner's policy with Allstate, but because I trusted my agent (Kevin) and the staff at this office, I felt more secure/comfortable moving my other policies (cars/boat/Homeowner) over from my former carrier as well. Chris is a very competent manager so I usually deal with him, however, Kevin has always been available or returned my calls promptly (and has always been very friendly) if I wanted to speak with him directly. I would (and have) recommended this agency to my other family members and even a few friends of mine who were not formerly Allstate customers. My business will remain with this office as long as I'm a resident of Florida. (And I'm not going anywhere!) Thank you, to this fine group.
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By: gweiner1958
Widner Mary
Mary and her team saved me hundreds of dollars on my Auto Insurance. Thanks Mary!I would recommend using their services for ALL of your insurance needs. Honest, friendly, and reasonable too!
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By: nantasketjack
Allstate Insurance Agent: Kevin Miller
Not a people friendly business. I would not recommend them to my worst enemy!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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