Consolidated Insurance in Santa Fe, NM with Reviews -
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By: Marie W.
James Armijo - State Farm Insurance Agent
I had to have my roof repaired due to hail damage, etc. I had the pleasure of working with Kathy Ward who handled my claim in a very professional and efficient manner. She stayed on top of everything from initial claim report to completion. I recommend her highly!!!! Sincerely, Marie Wright-Pugh
By: Bobbie F.
Garrett Seawright - State Farm Insurance Agent
Garrett has been my State Farm agent since his wonderful mother retired. I've been with them for 33 years and could not ask for better service. Garrett has become a dear friend as well as my agent and I would highly recommend his agency based on his desire to put clients above profit. He truly wants what is best for his customers, and his team reflects his caring outlook as well.
By: Cantana L.
Met Life Auto & Home Insurance
A really unprofessional company. They do not return calls after 15 calls! Not sure if they are still in business. I would try a different company that will respond to a simple inquiry.
By: Deborah R.
Casita Insurance
The staff at Casita Insurance went above and beyond for me to get the best and most affordable insurance for my home and car. They also helped me through a tough situation when my condo was broken into. I felt like I received the best service and support I needed.
By: Carl K.
Casita Insurance
Casita Insurance Handled my home mortgage and home insurance with great expertize and friendliness.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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