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By: jay.cee
Farmers Insurance
Alex and her staff is very friendly and always available.  With my previous insurance company and agent, I was always miffed because I can never reach a live person. I was always talking to voicemails and automated messages. Ever switching to Alex, no matter what time of day, someone always answers and is ready to help. That is very important to me. I have my cars and homes insured with her. The mortgagees are always requesting documents and she gets back to them instantly. Ever since switching to her, I've never had a closing delayed or even worry about it. Her office is also very comfortable and inviting, but professional at the same time.
By: mcboater23
Brauer Insurance Services
"I was paying a ridiculous amount of money for my health insurance through my work. I called up Brauer Insurance and was lucky enough to speak to Steve. He immediately found a plan that saved me hundreds of dollars a month and thousands of dollars a year for the SAME health insurance company! I can't believe how much money I saved by switching. I tell everybody I know to call this guy. He provides great personal service and gets you a very discounted rate. I am very happy with this company!"
By: Estelle S.
Nicole Daman Insurance Services LLC
"I have been a long time customer of Nicole's. My first policy took effect in 2006. I am retired, and knowing I am well insured for whatever may happen in my life gives me piece of mind. Nicole has the knowledge for medicare, a supplemental, prescription, and even life insurance. I have all three from her. Nicole has me covered perfectly. Congratulations to you for achieving top 100 agents in the state. Its no surprise to me. I highly recommend her, no doubt." -Estelle, CA
By: dyl4nfan76
Brauer Insurance Services
Steve and Bonnie from Brauer Insurance did a wonderful job helping me navigate the Medical Insurance waters. Insurance is already confusing, and they took the time to help me understand the plans and what would be the best for my business. I saved several thousand dollars a month by moving to another plan within Kaiser, with basically the same benefits. I was referred to Steve by another business owner that I know, who was also very happy with he and his daughter Bonnie.
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By: moenarc60
General Liability Insurance
I've owned a business for several years and have struggled with insurance issues. I was lucky enough to meet John with Aegis Insurance. He not only saved me a TON OF MONEY and got me even better coverage than I had before, but he returned my calls right away. My last agent sold me the policy and certificate, and then I never saw him again. When I had a problem with some coverage, it took him forever to get back to me.....Give John a try, the guy is solid!!!
By: Fiona H.
General Liability Insurance
If you need help with your general liability, you've come to the right place. I own a industrial truck rental company and needed coverage for property damage, legal liability and employee-related risks. John's knowledge was near encyclopedic. His assessment of our needs was thorough, quick and easy. It's a nice change of pace to get someone who knows what they're doing, instead of beating around the bush. If you're having trouble, give him a call. Thanks John!
By: dyl4nfan76
Brauer Insurance Services
Steve has his two beautiful daughters working for him and I can only imagine what awesome things they're going to do with that business. I've been working with Steve for a few years now and not only does he bend over backwards for his customers, he 's sure to be right there with us in every crisis to make sure we get through it. Accidents do happen and Steve and family have always been there to help.It's an awesome feeling knowing you're in good hands.
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By: moenarc60
Brauer Insurance Services
This guy is a riot! He's a retiring police officer thats been doing health insurance for some time. I own a couple of businesses and he saved me thousands of dollars a month on my Medical Insurance. He's very knowledgable and creative. We changed my company to an HSA and saved a bunch of money.
By: Argele I.
Allstate Insurance Agent: Dylan Tran
Mai VO Allstate Insurance made choosing auto insurance easy for me. She reviewed my situation and provided me with different plans that fit my needs. She walked me through each plan and explained the benefits of each. I would like to call her next time when I need any insurance help.
By: 408jason
General Liability Insurance
I dont normally write these, but the service I got from John was above and beyond. I own a small business and he bent over backwards to help me. I needed liability insurance fairly quickly and he came to the rescue. He's not your typical insurance guy....I TOTALLY recommend him!!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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