First Round Capital in San Francisco, CA with Reviews -
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By: Warren F.
Foster Warren & Associates
They used my budget and carried all lines of Life Insurance. They had Annuities and also spoke on Disability Insurance. It was not a rush to sign but overall a pleasing experience that worked out fine.
By: Sherri C.
Allstate Insurance Agent: Steve Mahoney
Steve has been our home and auto insurance agent for at least 15 years. Even after moving from the Bay Area to Roseville, we've stayed with him. Friendly office and quick to respond to questions.
By: T. A.
Mary Zell Spellman - State Farm Insurance Agent
Mary is a smart, hardworking, and most important educated in the field of insurance. I highly recommend Mary Zell Spellman and her team for your insurance needs.
By: Mister E.
Union Property Capital
Absolute joke of a company. Specifically Sandy Miyashiro. I have come up with a few slogans for them."Union Property Capital, if Hitler were still around, he would use our company!""Union Property Capital, because who wants to deal with the best and brightest, when you can deal with evolutions missing link!""Union Property Capital, if Mao and Stalin had a child they would work here"Anyway, just spit balling, im sure for the right price we could come up with something that sticks and I will allow you to use it on your website!
By: cynthia.s
Anthony Salazar: Allstate Insurance
Anthony and his staff are dedicated to delivering excellent personalized service. They are friendly, extremely helpful and have great follow-up. I'm definitely in "Good Hands"!
By: manueltreto
Terrible service, just called and this lady answers the phone and she could not give me any information. She told me that she couldn't even look up my account. I have been a client for about 8 years and seriously rethinking this. So I asked for her name and she hangs up on me!
By: houdini.henry
This business is scamming, do not use them, they charge me more than 2000 for a deal that did not go through. I call off the contract with a seller due to a contingencies on the contract a in October 2012 and they still charged me up to 12/28/12. Claiming they filed with the county etc. But they do not know my address to send back the remainder of my deposit. How can they file papers on my behalf without knowing my address? Please do not use them. I filed a complaint with the BBB but their mail was returned, because no one was at the address listed.
By: hooliganz.hooliganznightz
Debra O'Farrell - State Farm Insurance Agent
Got the insurance i needed at a price I loved...awsome people tooo.
By: alexg.
Mary Zell Spellman - State Farm Insurance Agent
Mary and her team are so sweet, caring, and professional. I've been dealingwith a motorcycle injury case (got rear-ended) and Mary has been so sohelpful. I'm not making this up - she actually cares what happens to thosethat she insures! She was very concerned about my injury and is doingeverything she can to help. Whenever I get any confusing information from myhealth insurance or the other party's insurance, she has been super helpfuland replies quickly to all my confused emails. Definitely wouldrecommend!!!!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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