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By: backtosd808
Health Savings Associates Insurance
Health Savings Associates really impressed me. I grew up here in San Diego, moved to Hawaii and have now moved back. I was thankful that a friend referred me to Health Savings because after living in a place where health insurance isn't an *issue* I didn't know where to start. The broker I spoke with was very honest. She explained to me the pros and cons of group and individual insurance (we have a small business with no employees) and we finally decided to apply for insurance individually, because we're healthy and it would be much less costly. Her honesty really put me at ease and let me know that she was focused on my well-being, not my wallet. My broker ran multiple quotes which she emailed me, and even came to our house to go over all of our options and thoroughly explained each plan: why one plan would cost more than the other, the difference between a deductible and an out of pocket maximum- the whole 9 yards. She even did a quick *exposure analysis* for us to help us make a final decision. After about 2 hours of learning how my insurance works (interesting stuff, to me at least), I was confident in my decision and happy with the coverage I was purchasing for myself and my family. My broker even helped me realize that I didn't need insurance so immediately, because (I had no idea) my former emloyer's benefits wouldnt end until the end of this month. I would absolutely recommend Health Savings Associates. They're people looking out for people- doesn't get much better than that.
By: Gabriel D.
Pacific Trade Insurance Agency
I cannot imagine anyone in that company being even remotely rude. I am so absolutely overly impressed and amazed at the service this company gave me. From day one every single person that i spoke to was professional, friendly, patient and seriously went out of the way to take care of any concerns that i had. Insurance is not a joke and could be pretty daunting at times but Mike and his team make a very big point to address their clientele with kindness and patience. There was no pushiness whatsoever in making any decisions at any stage of the game. Only follow ups and excellent service. There is a very special team spirit that the staff possess. Mike gave me so many quotes, with so many options and was so patient. If the service was half as good i would still have given this company five stars. So happy with the product i bought and am looking forward to many fruitful years ahead!
By: katskap
Health Savings Associates Insurance
WOW! I contacted them because I am concerned about how Health Care Reform is going to affect my business. I heard these guys on George Chamberlin's show talking about it, and they invited listeners to call them if they had any questions. So I did. And I have to tell you, they are amazing experts at helping small businesses like mine understand what is coming my way and how to protect myself starting now and going into 2014. I switched to them right away, and they were also able to help me save money on my health insurance! I highly, highly recommend Health Savings Associates to everyone. Thanks
By: ellering
Lisa Keith - State Farm Insurance Agent
Getting an insurance quote has always been confusing. I think that auto insurance in general is confusing. I called the San Diego, Lisa Keith office and the staff was very helpful in explaining what State Farm has to offer vs other companies out there. They explained all the coverages since no one had ever done that for me. They made my experence the best is has ever been in regards to insurance. When I went into the office to pick up the ID cards they gave me a bunch of free stuff. I love free stuff. Thank you so very much. All of you are so wonderful.
By: Jim J.
State Farm Insurance
wonderful agent and is always checking up to make sure that my coverage meets my needs, to see if I have any questions, and to tell me about other things that may benefit me like life insurance. the team is also wonderful and is always fast to answer any questions I may have. I highly recommend Britney Oats as an agent and checking it out to see if you can save money by switching...cuz I bet you can!
By: Patricia M.
BajaScape/online mexican auto insurance
We were driving south of baja and heard about Bajascape from friends in Mexico, we had an accident during our trip and they gave us the best assistance we could think of. The website is super user friendly and when your policy expires they send reminders also they feature a blog where you can find great recommendations for restaurantes, B&Bs, campings sites ... the list goes on
By: donkey1
Mexbound .com Online Mexican Insurance Services
It's easy to use this online Mexican insurance service. You don't have to stop at the border to get your Mexico auto Insurance, instead you just go to http://www.mexbound.com and find the Mexican car insurance quote you need and print the policy from your house. Fast and incredibly easy to use...now it's easy sailing for South of the Border!
By: Kathy N.
Your Good Insurance
I am working with Layne today on quotes for my new home in Ramona. I used to be in homeowner insurance sales, so I knew right away that Layne is extremely knowledgeable and is out to cater to his client's needs. He is not one to rush off the phone but is very thorough. I highly recommend.
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By: Buy firewood direct U.
Colva Insurance Services
Excellent Life Insurance Consulting Services!Information given by them is really commendable.Well formatted knowledge given about Life Insurance Policies, Fiduciary Rule, Irrevocable Life Insurance Trust, Index Annuity, DOL Fiduciary Rule, Life Settlement Investments.
By: Clarence L.
Mo Mahoney - State Farm Insurance Agent
Very friendly and helpful - took time to listen and gave me great options. Mo and his team really care and it shows - I switched my insurance and am really happy. So happy I recommended Mo to my roommate (sister) and now save even more $!!!
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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