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06/14/2017
By: Roel E.
Nicola Kneale - Liberty Mutual Insurance
I have had Nicola representing me with Liberty Mutual Home Insurance for almost a year now and I am proud to say her customer service has been superb. Nicola has to be one of the nicest representatives I have met. She is very knowledgeable and during the process was very honest about my options with coverage and prices. She has always responded promptly when I had questions and she strives to build strong relationships with her clients. As a company, my experience with Liberty Mutual has also been rewarding. I had hail damage last spring and when I called in the claim, a claims adjuster was there within two days. After a thorough inspection, the adjuster processed the claim and I had a check in hand within hours. Definitely something you don't see too often with insurance companies. While no company can guarantee they are the cheapest in every type of insurance, Liberty is by far one of the most competitive.
01/03/2014
By: Janice H.
Homeowners Insurance
Sweet family. Very happy with service. I was refferred over years ago & have always been able to trust them w/ finding me the lowest rates and best coverage. A while back my nephew almost switched to allstate & was glad the agents explained the differences between his current home insurance policy and the allstate one. He didn't realize the large amount of coverage he 'd be losing by switching. The agents know their stuff. They've never tried to pressure or sell me on anything either which I appreciate. Once you find something good, you stick with it & this is where I plan to stay.
07/18/2017
By: Joshua S.
Kristin Sorensen - State Farm Insurance Agent
I have nothing but GREAT things to say about Kristin. She goes above and beyond just providing us with insurance. She takes a personal interest in our lives and always checks in with us. When something does happen and I have insurance questions, whether its related to her at all, she is always there to answer my questions and help me determine what I need to do to resolve the issue. I have never had this type of experience with any other agent before. I refer everyone I know to her and they have all had great experiences as well.
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08/07/2015
By: Robert S.
Car Graders
Hello,I am sorry to hear you seem to have had a negative experience. I have however searched our records to see if I could find either of y'all's reports but it seems we don't have customers under either of y'all's names. Please give me a call at 210.960.7125 or send an email to me at summer@cargraders.com so I can resolve this issue. I need your first and last name in the email along with the make model and year of vehicle Thank you,SummerOperations manager Car graders summer@cargraders.com 210.960.7125
02/22/2014
By: mljrocket
Brian McLoughlin-Nationwide Insurance
I was in need of several different types of insurance coverages during the Christmas holidays. Joseph C was very accommodating. He went out of his way to get me the coverage that I needed in a short period of time. This was not an easy task during the holidays due to the reduced staff at the main headquarters. The ladies in the office were also very freindly and helpful.Joseph C. was VERY accommodating. He went out of his way to get the coverages that I needed in a short am8unt
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05/17/2016
By: Sarah G.
Michele Meeks - State Farm Insurance Agent
Michele and her team have been an excellent support to have on our side. Michele personally found cost saving options for our family and helped make sure we were protected in case of an accident. She always remembers us and is nothing but the best, even when we brought in our fussy little babe, ready for his nap! She is a very knowledgeable and smart financial advisor and solution maker.
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05/08/2017
By: Kenneth R.
Leal Insurance Services
I recently moved my insurance to Leal Insurance Services from a private carrier - and couldn't be happier! The process was so smooth and Luis was there to answer all of my questions along the way. Luis is an independent agent and I feel like he works for ME, not the insurance company! He helped me increase my coverage, protect my family, and save money on my home and auto. Thanks, Luis!
02/08/2017
By: John H.
David Ison Insurance
Really love the staff here! I work mostly with Jake, and he's been responsive, polite, and very attentive. No experience with any other agent in town- David Ison Insurance's office was the first I called for a quote where I got the best price from five different insurance companies. This company is such a pleasure to work with that I do not need to go anywhere else.
04/18/2013
By: william.franklin.39545
Southern Auto Insurance
By far the best place to get insured. The owner is a terrific lady who will do her best to get the best price for you. Not only is it the best place to get insured, but if you need a notary she will explain everything to you to where you can understand it or she will translate it for you. Like I said by far the best place. A very welcoming and friendly business.
01/24/2014
By: Greg A.
The Insurance Guys
I was actually referred to the insurance guys by a friend of mine. They took the time to find me a good auto insurance company with renters insurance for my apt. as well for a cheaper price then what I was currently paying for just auto insurance alone. I would have to say they made me feel more like a friend then just another customer. - Greg Adkins
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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