Direct Auto Insurance in San Antonio, TX with Reviews -
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By: Kenneth R.
Leal Insurance Services
I recently moved my insurance to Leal Insurance Services from a private carrier - and couldn't be happier! The process was so smooth and Luis was there to answer all of my questions along the way. Luis is an independent agent and I feel like he works for ME, not the insurance company! He helped me increase my coverage, protect my family, and save money on my home and auto. Thanks, Luis!
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By: John T.
Car Graders
Took my money. Gave me a bogus report. Disappeared. Tried calling company for months with no answer/no reply. My insurance company tried contacting them to verify report and settle - they could not reach Car Graders. Hired an attorney - could not reach Car Graders. Filed a BBB report - no response from Car Graders. Finally took lower settlement from Insurance and lost money I paid to Car Graders. Scam by every definition of the term.
By: Esmeralda B.
Car Graders
COMPLETE SCAM!!!! Back in July, I gave Robert a check for the appraisal. After that he avoided all calls, emails, and text messages. I called the insurance company to verify if the paperwork had been received and it had NOT! I have called him many times throughout this process to check the status and his phone goes straight to voicemail. Now, his phone is NOT accepting any calls. How convenient?!!! BEWARE!!!...Robert and his so-called assistant Summer are con artists. I also believe that the sales representative from North Park Lexus dealership is part of this scam. He's the one that referred us to this illegitimate business.
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By: Robert S.
Car Graders
Hello,I am sorry to hear you seem to have had a negative experience. I have however searched our records to see if I could find either of y'all's reports but it seems we don't have customers under either of y'all's names. Please give me a call at 210.960.7125 or send an email to me at so I can resolve this issue. I need your first and last name in the email along with the make model and year of vehicle Thank you,SummerOperations manager Car graders 210.960.7125
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By: Beyoncé's C.
Car Graders
It's a scam. Wish there were reviews on here before I gave him the money. Contacting law enforcements about this.
By: John C.
Auto Insurance Specialists
Nice people and very informative.
By: Jack B.
The best auto insurance my family counts on! I love this place!
By: william.franklin.39545
Southern Auto Insurance
By far the best place to get insured. The owner is a terrific lady who will do her best to get the best price for you. Not only is it the best place to get insured, but if you need a notary she will explain everything to you to where you can understand it or she will translate it for you. Like I said by far the best place. A very welcoming and friendly business.
By: lifeinsurancecoinc
Motor Insurance
Thank you for the cheaper rates on my car insurance,..i saved 250.00 on each car!! Then I switch my Home insurance and saved 400.00 a month!!,,
By: mikesauder21
Motor Insurance
Thanks guys! i saved 500.00 a month on my Insurance...and i got 5 free quotes from you...thanks again..
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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