12/17/2015
By: Davidd S.
Josh Morris - State Farm Insurance Agent
A+++ Customer Service and a great insurance agent. Josh's office staff is very friendly, and they always offer me a soda, coffee, or a water every time I stop by to ask a question or make a payment. I increased my insurance coverage's on my auto insurance and was able to save money over my previous company. I now see the difference in have a local insurance agent instead of an out of state call center insurance company who doesn't know me from Adam.
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02/08/2017
By: Suzie A.
Josh Morris - State Farm Insurance Agent
Josh is a very knowledgeable and determined agent, he help me get the best coverage for my auto and life insurance. Helped me get my house refinanced at a great rate through State Farm Bank. I recommend him to all my family and friends to give him a call help him save money. Suzie
08/18/2016
By: John D.
Josh Morris - State Farm Insurance Agent
Got better coverage, Saved over 50 bucks a month and was able to get disability and life insurance, and they refinanced my auto loan saving me another 32 bucks a month !
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02/08/2017
By: Daniel M.
Josh Morris - State Farm Insurance Agent
Josh goes that extra mile to satisfy his customers . After purchasing a new vehicle Josh got us refinanced through Stae Farm and saved us a lot of money...
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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