Best 30 Insurance Agency in Saint Petersburg, FL with Reviews -
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By: Sharlyn P.
Risk Solutions Group
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By: Sue R.
UPC Insurance
Have had coverage on my 1959 home in Sarasota with UPC.... They supposedly surveyed my house without my knowledge in 2011 and have decided in 2017 to not renew coverage due to "Roof is not eligible under current guidelines." What are the current guidelines and how to fix rather than just drop coverage. I understand from my insurance broker that I am not the only one! Should be allowed to fix before cancellation. They just are a money making machine.
By: rdm015
State Farm Insurance
It has been a pleasure doing business with true professionals. Your actionsin expediting my insurance needs despite my short fused request is a truetestament to your commitment to customer service and most importantly hasprevented a lapse in insurance on my newly acquired property.All of my interactions with the office of Luis Macias in the past year havebeen positive ones. I look forward to doing continued business in thefuture.R/D M.
By: Robert L.
American Strategic Insurance
i had a roof leak that went though attic to bathroom ceiling causing it to cave it. Contractor quote is $2977. ASI never even bothered to check in attic and came back with a ridiculous $500 only worth of damage to the bathroom ceiling. I advise everyone to file with the dept. of insurance and securities. and also with the Better Business at
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By: None N.
American Strategic Insurance
This company is a COMPLETE Rip off. They Quote you a price, but then hide fees at the close. They do not disclose the fees and basically tell you to screw yourself when you question them about the fees. NO one at the company will help you and they direct you back to your satellite insurance agent to have you deal with them, when THEY don't even know about the random fees shoved into a policy. I know this for a fact because my agent showed me. This company doesn't give an F about there customers DO NOT use them.
By: Greg T.
UPC Insurance
Be careful of their bait & switch tactics. My agent shopped homeowners coverage for me & UPC Insurance came back with one of the better quotes using the declarations page from the previous year. I accepted and paid the premium in full. Two months later, UPC sends me a notice billing me an additional $1350 in premium. My agent said she has never seen such a high dollar change in a policy and we immediately sent in a cancellation and request for refund. To date, we have not received the refund, only the termination of insurance notice. Totally ripped me off.
By: Elliot W.
Cathy Shadwick - State Farm Insurance Agent
Great service, especially from cory! That guy knows his insurance!
By: Lenny B.
American Strategic Insurance
I was over insured and charged 35% higher than Farmers Insurance for 3 years now on total replacement costs. Which is the main factor when it comes down to coverage. I reported the company to the NJ Insurance Commitioners for overcharging my policy. My house is 5 years old and I have 0 claims within that 5 year period, yet my primium increased from 698 to 888 in 2 years. Finally decided enouth is enough and I switched with Farmers. I am hoping NJ Commitioners will make them reimbursemy the difference, I will keep you posted as it comes down to reimbursment. People stay away from this company and all of its atheliates!! Join farmers they are cheaper and fair
By: lmrp5150
Allstate Insurance Agent: Sandra Bourquardez
they made changes in my account that affected me, they dont have what they advertise on tv (money back for safe driver) been with them for 12 years the premiums keep going up and thier coverage goes down the drain. their customer services is worst yhou call for a question and get transfered to 2 to 3 people before you get somewhat of an answer. they SUCK avoid if possible all i can say they lost me as a costumer been loyal to them for 12 years but no more.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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