Solo Insurance Services in Saint Louis, MO with Reviews - YP.com
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04/25/2017
By: Justin S.
Innovative Brokerage Network
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04/17/2017
By: Linda W.
Accu Rate Insurance
Former owner Joe S. is a very un-professional business owner. And of course the new owner doesn't see a problem with un-paid balances of the previous owner.
02/09/2017
By: Christopher B.
Reliable Life Insurance
I bought insurance on my son at birth, 1977. It was a pay !0 policy. After 10 years, the policy was paid up. I have borrowed money against the policy numerous times, and had no problems whatsoever. Thank you Thurman Williams and Raymond Hall.
01/03/2017
By: Lisa T.
Reliable Life Insurance
This is the worst company to work with. I would not recommend to anyone. They just don't want to pay at all.
11/01/2016
By: Melissa P.
American Family Insurance - Young Agency & Associates LLC
I have been insured with American Family and Paul Young for many years. We have always been satisfied with the customer service and anytime we have been unfortunate to have to turn in a claim it was always quickly and to my satisfaction
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10/19/2016
By: Elle M.
Tim Kilo - State Farm Insurance Agent
Very friendly, professional and knowledgeable of all the different options. Most importantly, integral and honest!
09/15/2016
By: Arethea B.
United Insurance Company of America
I been having a problem for about a year with this insurance , I keep sending money and they keep saying they are not receiving it, I been with them since I was 18 years old and just starting getting bad service from them,
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07/13/2016
By: Bob R.
Reliable Life Insurance
I don't see how this company is still in business. They only way they correspond is by snail mail. I sent a notarized document and they said it wasn't notarized and would take 7 to 10 days to pull the document to verify. if they don't catch up to modern times, they will be out of business soon.
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03/15/2016
By: Kryssloves U.
Reliable Life Insurance
I agree with the others!!! I wish I had never signed with these incompetent people!!! They are the ONLY COMPANY that are so crooked that your ONLY MEANS OF PAYMENT IS IN OFFICE/MAIL!!! I MOVED 500 MILES AWAY AND IT IS SO ANNOYING TO HAVE TO STAMD IN LONG LINES AT THE POST OFF TO BUY POSTAGE STAMPS, WHILE EVERYONE ELSE LOOKS AT YOU LIKE YOU CRAZY BECAUSE NOBODY BUYS POATAGE STAMPS ANYMORE!!! REALLY!?!? ITBIS SERIOULY TIME TO GO TO LIBERTT MUTUAL, I DON'T EVEN CARE IF I HAVE TO PAY A LITTLE MORE!!! IT WILL BE WORTH IT!!! I WISH THERE WAS A LESS THAN "0" RATING!!! #FeedUpWithlnconviences
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03/11/2016
By: Tracy S.
Reliable Life Insurance
The most horrible Service I've ever experienced! The Agent I had was wonderful and knew her business. She was fired! The agent that replaced, don't know anything at all. She wrote my policy wrong, I can't reach or contact her to have it corrected. This is a very sorry business for it suppose to be a face to face agent Co. I have seen my agent twice! I need help, can't get any, call agent, no answer! no return call. How do you actually get someone whom knows what they are doing, that works for this company. I still paying because I've paid so much into the policies for my grandkids, This is very fustrating. I have to go into office to pay premiums, No agent to pickup as stated. Agent comes to sign you up, take first payment, then no show anymore. As if they are just collecting first payments and wants it to lapse! It' as if this is a Scam company! Awful business ethics! Sorry I was introduced to this mess of a Co. If anyone know how to get help with this Co. Pls HELP horrible business.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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