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By: Ryan S.
Ryan Kelley The Home Loan Expert
I contacted Ryan about refinancing my home loan in 2012. Not only did him and his team help me get my home refinanced into a lower rate than I had at the present time, they also allowed me to skip 2 mortgage payments and I paid NOTHING out of pocket to complete the refinance. The process was smooth and stress free and I started and completed the process in no time at all. At closing my new mortgage payment even came in $80 lower a month than the estimated payment Ryan gave me at the time I signed up. If I were looking to purchase or refinance a home there would be no one else I would go with because when you choose The Home Loan Expert, Ryan Kelley, from then on out you're not a client, you're family.
By: pastorwife
Lutheran Church Extension Fund
We have invested with LCEF for years! Our church finally decided it was time to expand and LCEF was the best option. We took out a loan with them and were able to build a sanctuary and fellowship center. They are organized, efficient and extremely knowledgeable... and our congregation even got rebates on our loan depending on how many people are LCEF investors in the congregation. All of the investments go to helping other ministries too! They are a win win all the way around!
By: Anthony W.
Ryan Kelley The Home Loan Expert
I did my new home purchase through Ryan Kelley and his team. They made it easy and pain free. They always told me to call them if I had any questions, so I took the liberty. They were always there to answer them even when I called after 5pm. I will defiantly use Ryan Kelley and his team for when I upgrade to a new house and suggest everyone do the same.
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By: Cathleen B.
First Bank
I have a small business . First bank is like my family to me. the manager Sara is great . Every worker is so polite kind and patience to my every needs. I have banked at other banks , but I have never been treated like this at any other bank. I just wanted to take the time and thank every employee for there kind and understanding!!!!
By: Brian M.
Ryan Kelley The Home Loan Expert
My wife Danielle and I bought a home in Kirkwood and closed in a couple of weeks. Rate at closing was less than my application!! They walked me through the whole process and made purchasing a home a very easy and enjoyable experience.
By: Monte G.
Ryan Kelley The Home Loan Expert
My wife Emily and I closed on on purchase with The Home Loan Expert team and could not say enough good things. We closed on time with no issues. The team was friendly and kept us in the loop the entire time.
By: Kat S.
Carrollton Bank
My home mortgage is through Carrollton. This is what banking used to be. The tellers know me, my loan guy Rob B is GREAT, and the bank as a whole has taken the time to get to know me.
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By: Angela J.
Bernessa Davis was an AWESOME agent to work with. Now I feel like I am now set up for a better financial future and that my family is now secure. Thanks B!
By: Tom L.
Ryan Kelley The Home Loan Expert
Ryan and his team helped me on my purchase and I couldn't have been happier. Completely seemless and fast transaction.
By: wookielee
Ryan Kelley The Home Loan Expert
Lowest rate I was able to find, extremely fast closing, great customer service.

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