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02/19/2014
By: Ryan S.
Ryan Kelley The Home Loan Expert
I contacted Ryan about refinancing my home loan in 2012. Not only did him and his team help me get my home refinanced into a lower rate than I had at the present time, they also allowed me to skip 2 mortgage payments and I paid NOTHING out of pocket to complete the refinance. The process was smooth and stress free and I started and completed the process in no time at all. At closing my new mortgage payment even came in $80 lower a month than the estimated payment Ryan gave me at the time I signed up. If I were looking to purchase or refinance a home there would be no one else I would go with because when you choose The Home Loan Expert, Ryan Kelley, from then on out you're not a client, you're family.
05/08/2013
By: pastorwife
Lutheran Church Extension Fund
We have invested with LCEF for years! Our church finally decided it was time to expand and LCEF was the best option. We took out a loan with them and were able to build a sanctuary and fellowship center. They are organized, efficient and extremely knowledgeable... and our congregation even got rebates on our loan depending on how many people are LCEF investors in the congregation. All of the investments go to helping other ministries too! They are a win win all the way around!
02/19/2014
By: Anthony W.
Ryan Kelley The Home Loan Expert
I did my new home purchase through Ryan Kelley and his team. They made it easy and pain free. They always told me to call them if I had any questions, so I took the liberty. They were always there to answer them even when I called after 5pm. I will defiantly use Ryan Kelley and his team for when I upgrade to a new house and suggest everyone do the same.
04/17/2016
By: Ken B.
Central Bank
I enthusiastically recommend JoAnn Mattingly, Central Bank's VP, Residential Lending Officer at 425 N. New Ballas Place, Creve Coeur, MO 63141She was creative, helpful and overall outstanding in her help to my wife and me in meeting our financial needs.You cannot do better than JoAnn to assist you with residential lending business.
02/19/2014
By: Brian M.
Ryan Kelley The Home Loan Expert
My wife Danielle and I bought a home in Kirkwood and closed in a couple of weeks. Rate at closing was less than my application!! They walked me through the whole process and made purchasing a home a very easy and enjoyable experience.
04/05/2017
By: Monte G.
Ryan Kelley The Home Loan Expert
My wife Emily and I closed on on purchase with The Home Loan Expert team and could not say enough good things. We closed on time with no issues. The team was friendly and kept us in the loop the entire time.
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06/21/2016
By: Angela J.
Primerica
Bernessa Davis was an AWESOME agent to work with. Now I feel like I am now set up for a better financial future and that my family is now secure. Thanks B!
02/19/2014
By: Tom L.
Ryan Kelley The Home Loan Expert
Ryan and his team helped me on my purchase and I couldn't have been happier. Completely seemless and fast transaction.
02/18/2014
By: wookielee
Ryan Kelley The Home Loan Expert
Lowest rate I was able to find, extremely fast closing, great customer service.
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01/27/2015
By: johncdesherlia
Vantage Credit Union
They have been pretty good to me.

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