Ccmsi Locations & Hours Near Saint Louis, MO - YP.com
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04/25/2017
By: Justin S.
Innovative Brokerage Network
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04/17/2017
By: Linda W.
Accu Rate Insurance
Former owner Joe S. is a very un-professional business owner. And of course the new owner doesn't see a problem with un-paid balances of the previous owner.
02/09/2017
By: Christopher B.
Reliable Life Insurance
I bought insurance on my son at birth, 1977. It was a pay !0 policy. After 10 years, the policy was paid up. I have borrowed money against the policy numerous times, and had no problems whatsoever. Thank you Thurman Williams and Raymond Hall.
01/03/2017
By: Lisa T.
Reliable Life Insurance
This is the worst company to work with. I would not recommend to anyone. They just don't want to pay at all.
11/01/2016
By: Melissa P.
American Family Insurance - Young Agency & Associates LLC
I have been insured with American Family and Paul Young for many years. We have always been satisfied with the customer service and anytime we have been unfortunate to have to turn in a claim it was always quickly and to my satisfaction
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10/19/2016
By: Elle M.
Tim Kilo - State Farm Insurance Agent
Very friendly, professional and knowledgeable of all the different options. Most importantly, integral and honest!
09/15/2016
By: Arethea B.
United Insurance Company of America
I been having a problem for about a year with this insurance , I keep sending money and they keep saying they are not receiving it, I been with them since I was 18 years old and just starting getting bad service from them,
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07/13/2016
By: Bob R.
Reliable Life Insurance
I don't see how this company is still in business. They only way they correspond is by snail mail. I sent a notarized document and they said it wasn't notarized and would take 7 to 10 days to pull the document to verify. if they don't catch up to modern times, they will be out of business soon.
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03/15/2016
By: Kryssloves U.
Reliable Life Insurance
I agree with the others!!! I wish I had never signed with these incompetent people!!! They are the ONLY COMPANY that are so crooked that your ONLY MEANS OF PAYMENT IS IN OFFICE/MAIL!!! I MOVED 500 MILES AWAY AND IT IS SO ANNOYING TO HAVE TO STAMD IN LONG LINES AT THE POST OFF TO BUY POSTAGE STAMPS, WHILE EVERYONE ELSE LOOKS AT YOU LIKE YOU CRAZY BECAUSE NOBODY BUYS POATAGE STAMPS ANYMORE!!! REALLY!?!? ITBIS SERIOULY TIME TO GO TO LIBERTT MUTUAL, I DON'T EVEN CARE IF I HAVE TO PAY A LITTLE MORE!!! IT WILL BE WORTH IT!!! I WISH THERE WAS A LESS THAN "0" RATING!!! #FeedUpWithlnconviences
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03/11/2016
By: Tracy S.
Reliable Life Insurance
The most horrible Service I've ever experienced! The Agent I had was wonderful and knew her business. She was fired! The agent that replaced, don't know anything at all. She wrote my policy wrong, I can't reach or contact her to have it corrected. This is a very sorry business for it suppose to be a face to face agent Co. I have seen my agent twice! I need help, can't get any, call agent, no answer! no return call. How do you actually get someone whom knows what they are doing, that works for this company. I still paying because I've paid so much into the policies for my grandkids, This is very fustrating. I have to go into office to pay premiums, No agent to pickup as stated. Agent comes to sign you up, take first payment, then no show anymore. As if they are just collecting first payments and wants it to lapse! It' as if this is a Scam company! Awful business ethics! Sorry I was introduced to this mess of a Co. If anyone know how to get help with this Co. Pls HELP horrible business.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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