Health Insurance Brokers in Rochester, NY with Reviews -
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By: Cassandra T.
Goins Insurance Agency
I went to goins insurance today on dewey ave and Sarah helped me out.She gave me a great discount,and she was very nice and quick.I was done less than 20 minutes.So I would reccomend Goins they're customer service is great!
By: Peter R.
GEICO Insurance Agent
Stop into this Geico office if you are even thinking about switching insurance companies. Vikki was my agent and she was extremely helpful and professional. I had to add 2 vehicles, 1 new vehicle, and my daughter to my insurance and she made the additions and the switch so easy. Answered all my questions with patience and expertise (and I ask a lot of questions). Vikki always called me back right away, worked swiftly and paid attention to every detail. Should have switched a long time ago!!
By: M S.
Urbanski Insurance Agency Inc
Great prices. Professional. Very helpful.... I appreciate that they shopped around until they found the very best policy. Highly recommended.
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By: Mj S.
Allstate Insurance Agent: David Williams
I was overbilled, they cannot provide an explanation. Cannot provide me an itemized bill of why I was overcharged. Sent a balance to collections which was an error on their part. I was lied to when I cancelled my policy with their competitor and purchased this policy. Now they go back on their word and they cannot make it right. Was promised calls back that were never made, and everytime I call Allstate it's transferred to this agent even after hours. I work the same schedule as they do and I don't have any way of contacting allstates 24 hour customer service because it redirects me every time. They refuse to let me talk to the agent himself and cannot have him call me back. I tried to work with another local agent who was happy to help but I cannot transfer my policies to this agent as I'm locked with David Williams. I just want my overbilling issue corrected, the refund I'm entitled to, and the coverages corrected to what the salesman confirmed that I would have upon purchasing the policy, and the additional refund for coverages that I did not request. The charge has been disputed, and the other ones will as well. If they cannot make this right, they have lost my business...
By: Earl H.
Quinton Insurance
Simply the worst experience I have had with an insurance broker. Despite timely notification of cancellation and several follow-up calls, I was billed for an additional 2 months of coverage. I was continually assured by Quinton that they had resolved the issue, however the invoices continued. Finally, I called the carrier directly and resolved the issue within five minutes. "How can I make this the best call of your day?" is the way they answer their phone. Just represent your clients.
By: Michelle V.
Urbanski Insurance Agency Inc
very helpful and best prices around town! Saved lots of money while supporting local small business owners. Love that they speak several languages in the office! I read some of the reviews and it is unfortunate that people only like to post negative comments. This owner has worked very hard his entire life to build his own business.
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By: Nancie S.
Susan Spitale, MetLife Auto & Home
Great personal expeience and a large savings for my insurance.I got more insurance for less money you cant beat that!!!!!!
By: mrod1980
Urbanski Insurance Agency Inc
Worst customer service!! If you are 1000% sure you'll never have to file a claim then this is your company but god forbid you ever need them they will call you and tell you to get a new insurance company. They will ask you to drop them Bc they don't want you. We had a house fire and the owner called and didn't ask if anyone was ok or anything.. His words were "find a new insurance company Bc we don't want you" Buddy accidents do happen
By: Ed M.
State Insurance Fund
Stay away from this company! They will rip you off!Most dishonest insurance in United State. They are mafia
By: Nikko S.
Allstate Insurance Agent: David Williams
Daves agency is filled with great people who always lend a helping hand in even the most complicated situations, they always help me understand even the most complicated things that go into insurance, would definitely recommend to friends and family!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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