By: ss1958
Epstein Insurance Services
Paul Epstein of Epstein Insurance Services has been my health insurance, workman's compensation, general liability, performance bond and marine policy insurance broker for over 15 years. Paul and his staff work very hard to give each and every one of his clients all the tools they need to make an informed decision along with having the connections within the insurance industry to obtain the best possible rates with the best possible coverage. He is very knowledgeable and if he should not happen to know the answer to your question, he is able to provide the information in a short amount of time.Give him a try. Paul is honest and will work hard to obtain your business and keep your business year after year!
By: debra.grayman
Epstein Insurance Services
I've been working with Paul Epstein for 20 years and he's one of the most professional and personable agents I have the pleasure of knowing. He has access to numerous markets and will always be able to place your business with the most compettive rate and coverage available. He will always answer your phone calls, assist you with coverage questions, and simply said, provide the "gold standard" in insurance service.
By: Jada R.
I called about a year ago to get an insurance policy and a home owners quote. Elsa helped me and she was great! Patient and answered all of my questions. Not only did I get my auto insurance but I ended up switching my home owners and just recently my business. I would definitely recommend this place to anyone looking for insurance
By: gregoryalllenhcbc
Scott Fowler - State Farm Insurance Agent
I use Scott Fowler for ALL my insurance protection needs. He insures my home, cars, and boat. His customer service, office staff, etc., are top notch, and VERY responsive. I would recommend them to anyone!
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By: Mark L.
Scott Fowler - State Farm Insurance Agent
Scott helped me out with some life insurance stuff and now he's working on helping me bundle my home and two autos! Thank you, Scott!
By: ellen999
Aim All Insurance
They were so helpful and saved me money on my auto and home owners insurance. I would highly recommed this company.
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By: Gilligans I.
I was able to get a surety bond on the spot, and General Liability for my business. Great Service thank you
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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