Amica Insurance in Richardson, TX with Reviews -
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By: Dale D.
Allstate Insurance Agent: Williams Agency
Wonderful Service!!!!! Great agent Always take care of us like family and any one I send over to them. Daniel goes above and beyond.
By: Jim Y.
Progressive Insurance
Their client rear ended us. I can't get them to respond. Might want to think twice about using them.
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By: Don B.
Costanza Insurance Agency
This company has been great to work with! I have worked with Mr. Costanza and have nothing but good to say about his integrity and honesty. If you are looking for a company to do business with long term you have found one. I highly recommend this company!
By: Chris G.
United Automobile Ins Svc
Place is horrible to try and get a hold of an adjuster that is assigned to you!!! Never return calls!!!! They never answer!!!!!
By: tannatelligman
Jt Mac & Associates
Our construction company has been doing business with the principal staff of JT Mac team for over 5 years,. They are nothing short of 5-STAR when it comes to customer service and accommodating our every surety need, Many thanks to the JT Mac team... and looking forward to continuing our successful business relationship in the future. -- TRACON, Dallas, TX
By: sherbear0419
Employers Mutual Casuality
Hope the person looking at this isn't covered under them for a workers comp claim. You are nothing but a liability to them. They do not have any human emotion whatsoever. Being a liability takes away their profits, so they'll do whatever it takes to cut you loose. We have fought and fought and fought for every little thing we are able to get and probably fixing to loose the one important thing that keeps my husband walking. I guess they'll be buying him a wheelchair and cutting him loose. Their welcome message when you call says something about the company protecting you? ha! What a joke! If I told my best friend about this place, I'd say RUN FOR YOUR LIFE SOMEWHERE ELSE!
By: jwhite4321
Allstate Insurance Delbert Jarreau
Buying insurance from the Leflars at competitive price is par for the course, but the personal service is what ranks them as the best agency we've ever dealt with. They were with us every second when we lost our home in the national catastrophe Bastrop wild fire last year. We lost everything, but they demonstrated what an island of strength, timely information, speed of performance, accuracy and true compassion an insurance agency can provide in a sea of chaos. That's why we'll never go anywhere else for insurance.
By: jwhite4321
Allstate Insurance Delbert Jarreau
The service at Terry Leflar's Allstate Agency is nothing short of amazing. They have taken care of all my insurance needs for years and I wouldn't change for anything. You truly are in good hands here. The staff is helpful and responsive above and beyond what you would expect and really cares about my needs and my budget. I love doing business with these highly competent, compassionate, detail-oriented professionals. When I needed insurance coverage to close on a loan for a commercial building on short notice, they could not have performed more perfectly. Very highly recommend.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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