Nationwide Locations & Hours Near Reading, PA - YP.com
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07/12/2014
By: lisa.dombroski.14
Nationwide Insurance: Christine Mary Ramsey Agency
Simple affordable renters insurance we have choices
03/04/2014
By: Kaitlyn F.
Vision Insurance
Karen is the very best there is. I've had a few other insurance agencies over the years that I just wasn't satisfied. The people here are so friendly and always willing to help.
01/30/2013
By: priscillabee
Vision Insurance
I have been using Vision Insurance for almost 10 years now and they have the best coverage that I've seen. The rates are as low as they can be and the service goes above and beyond. Anytime I have a question or concern they get back to me and make sure that I'm comfortable with my policies. Sometimes I've even called for advice, which they gladly give. My parents use them now as well and are just as happy.
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01/29/2010
By: bright_eyes1959
Allstate Insurance Agent: Timothy Ferko
Jan, 29,2010 If you want an Insurance company that goes above and beyond the call of duty and service, then this is where you want to be, they offer not only great rates on there policies, and have outstanding agents, they treat you like family. Personally I have been with them since 2005, and I couldn't be happier, nor will I change my insurance company they have all our policies. Tim, Lou and Frank you guys are great! I highly recommend this agency. Yvonne S.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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