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10/15/2015
By: Lillian L.
Delta Dental Plan Of California
We have Delta Dental Insurance through my husband's work and have always been pleased with the coverage. The only things they have not covered were things clearly listed as being outside the scope of the insurance, e.g. night guard and a third dental cleaning during the same year.
10/13/2015
By: Tania B.
Delta Dental Plan Of California
My experience with Delta Dental Insurance has been wonderful. They have been pleasant to talk to when ever I needed to gather information about my dental coverage. The coverage I have is more than adequate to care for my family of 3. Thank you.
10/28/2015
By: Tinna M.
Delta Dental Plan Of California
I have been using Delta Dental for years. They really are the only way to go for dental insurance. They have established relationships with dentists, so all of the headache insurance is taken care of between the office and the insurance.
04/14/2016
By: Liz F.
Delta Dental Plan Of California
Have never had any issues in all the years I have had dealings with this company. Always helpful and the online access is so easy to navigate.
10/29/2015
By: Cathy L.
Delta Dental Plan Of California
While they do offer good dental coverage, there is quite a turnover with employees, thus reducing the quality of customer service.
Tips & Advices
A dental discount plan has a much smaller monthly fee than dental insurance and offers a percentage discount on fees charged by dentists who participate in the plan. A member of the plan shows a membership card to the dentist to receive the discount and pays the dentist directly.
When selecting a dental plan, consider:
  • Group dental insurance through an employer or other large group will have the best rates.
  • Whether the “in-network” list of dentists in your area includes your dentist
  • Monthly premiums, payment caps, limits and deductibles
  • Benefits – What’s included? Are orthodontia, implants or other services excluded?
  • Would a dental discount plan be more cost effective?
Although most dentists accept one or more type of insurance, others have stopped accepting insurance as they grow increasingly unhappy with insurance company dictates and requirements.
A dental savings plan is also known as a dental discount plan. Membership in the plan allows for discounted services at a list of approved dentists. It is not dental insurance, but a discount program.
Monthly dental insurance premiums are typically $20-$50 for an individual and $50-$150 for a family, but vary depending upon location and scope of coverage. Employer-sponsored plans will be less expensive than buying a plan through the independent insurance marketplace.

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