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05/31/2017
By: antg14
Mclane Insurance Agency
I been in the Real Estate business for over 12 years , I've dealt with many Insurance Agencies.By far Brad McLane Nationwide Agency is the best when it comes to all my insurance needs( Home, Auto, Business, and Life Insurance).I have great confidence in Brad and his team this is why I also refer all my family, friends and clients to Brad Mclane Agency knowing they have and will receive the most professional,honest and knowledgeable insurance agent in the business I have come across.They take the time to fit your insurance needs with the most adequate and personalized insurance for your specific needs,knowing your properly covered if and unpredicted event many occur. Feels good to know I have Brad Mclane Agency on my side.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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