State Farm Agents Locations & Hours Near Portland, OR - YP.com

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03/15/2017
By: Jude H.
American Family Insurance - Jared Walthard Agency
Jared has been a tremendous asset to my Real Estate business. From day one, Jared has been my go to for all things insurance, he had written my first policy for my first rental property, and I now have somewhere around 15-20 policies with him covering my properties as well as my Property Management company. He is always ready to go the extra mile, and explained in great detail the ins and outs of the insurance world to keep me fully informed to make the best decisions. When a claim arose, Jared helped me through it and I was very satisfied with the outcome. He is professional and a true expert in his feild.
02/15/2013
By: auc_llc
Farmers Insurance - Nick Antonov
I have been with Antonov Insurance Agency since 2007 for my business needs, and I have nothing but good things to say. I am a general contractor and requests for certificates and other documents are always taken care of within 1-2 days. Their insurance coverage and pricing is very competitive . I can always contact my agent via phone or email and get a reply within the hour or that same day. Over the past five years I have built a good relationship with this company and would recommend their service.
03/14/2017
By: Micah W.
American Family Insurance - Jared Walthard Agency
We have been insured with Jared for over 3 years now, home insurance, auto, and business. He is easily available to answer all my questions and has always provided me with the most competitive comprehensive coverage i have found. I shop him every year and keep coming back for the best deal and excellent service!
06/13/2013
By: sdrdough
Sandra Campbell - State Farm Insurance Agent
The State Farm staff is great, but I didn't like how dismissive Sandra was when I had questions about an auto quote. I felt judged about the car that I drove and she tried to sell me other things without knowing my complete situation. Very disappointing.
07/01/2010
By: ladyrebecca0123
American Family Insurance - Mathew Padrow Agency
Tim is like part of our family. He and his staff take awesome care of us and are always looking out for our best interest. We came from a different company and we're glad we made the switch. Thanks guys!!
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09/27/2017
By: Annette D.
Sandra Campbell - State Farm Insurance Agent
Sandra Campbell is the best and we love her! We have been with her for over 20 years and we adore her and her wonderful team. Thank you Sandra for always being there for us. We think you are Awesome!
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01/29/2016
By: Jeff n sarah R.
Hukari Insurance
Great people. Great service. Erik really knows how to care for people.
01/16/2015
By: Kylyn L.
Allstate Insurance Agent: Timothy J Anderson
Tim gave me a great quote with great customer service. Thanks for the personal touch... KLe
07/24/2009
By: www.hqla.net
H Q La Insurance
Best service and value for the money.
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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